Your new home,
made affordable
Assuming a 2% mortgage could cut your monthly payments in half
2 minutes, no obligation
Why buy with Roam?
Buying with Roam can cut your monthly payments in half
Easier to qualify
Any buyer who qualifies for an FHA or VA loan is likely eligible to assume a low-rate mortgage.
Simpler process
We’ll navigate the process with the servicer on your behalf. When you assume a mortgage, there’s no required appraisal.
Interest rate
Monthly payment
Without Roam
Roam
Assuming a low-rate mortgage can help cut your monthly payments in half. Assuming a $500k mortgage at a rate of 2% will save you more than $1,650 a month. All calculations are estimates and provided for informational purposes only. Actual amounts may vary.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows homebuyers to take over the existing mortgage terms from the seller. This can benefit buyers by allowing them to cut their monthly mortgage payments in half. All government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
What are customers saying about Roam?
“Roam has been there every step of the way. With Roam, I’ve found the perfect home for my family at an incredibly affordable rate.”
Matthew S.
Buyer in Atlanta, GA
“Homeownership in Atlanta has become dramatically more unaffordable in the last year. Roam will be an invaluable tool to help us pull buyers off the sidelines.”
Tim J.
Buyers’ Agent in Atlanta, GA at Perk Prop
What are experts saying about assuming a low-rate mortgage?
“We were just pretty ecstatic to realize that we could get a home that would have been at the tippity top of our budget and now we can be in there more comfortably.”
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"The buyer can wind up with a combined interest rate far below anything he could get from a conventional lender."
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“Assuming an older mortgage loan can be a great way to secure a mortgage rate that’s far below what you could qualify for if you applied for a new home loan.”
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How to buy with Roam.
Step 1
Discover
listings
Sign up to find homes that can be purchased with rates as low as 2%.
Step 2
Get
approved
Get qualified to purchase your next home with the low-rate included.
Step 3
Close
stress-free
We'll work with your agent and seller to ensure you close on time.
We collect a fee of 1% of the purchase price from the buyer through closing costs to make the process simple and stress-free.
Savings over the first 5 years
$100,000
When you buy with Roam, you could save up to $20,000 in your first year alone.
One-time Roam fee
- $5,500
For a $500,000 mortgage assumption, at a $550,000 sales price, our fee would be 1% of the sales price.
Net savings over 5 years
$94,500
By buying with Roam, you could save up to $94,500 in your first 5 years of owning your new home.
Frequently asked questions
What is Roam?
How do I qualify for an assumable mortgage?
Why do buyers use Roam?
