Selling soon? Your assumable
mortgage gets you 5% more.

Make more for your home when buyers assume your low-rate loan. See what you could get:
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“The $50K of extra profit we got by selling our low-rate mortgage made it possible to move.”
Sasha made $52,510 by selling her 2.16% loan with her home.
Added profit

Your loan could make $27,200

With Roam, you could make as much as $27,200 of additional sale proceeds by also selling your low-rate assumable mortgage.
1.80% interest rate
$400K home price • $340K loan balance
Sale profit
$60,000
Market
$87,200
"Homes that come with a low-rate mortgage, which can be transferred from the existing homeowner to a new home buyer, are making a comeback."
How it works

30-day offer guarantee

We guarantee that you’ll get a great offer for your home and assumable mortgage in 30 days, or we’ll cover your payments.
Week 1-3
List
Your Roam Agent lists your home and the assumable loan attracts 5X the offers.
Week 3-4
Contract
You accept an offer and your Roam Agent drafts the sale and loan paperwork.
Week 4-10
Close
The sale is finalized, you are paid out, and your loan is transferred to the buyer.
“Our low rate made our home stand out, and we sold above asking price in 27 days.”
The Cruz family made $36,115 by selling their 3.15% loan with their home.

Over 1,000 happy sellers (and counting)

Every 60 seconds, a homeowner calculates their assumable mortgage value with Roam.

Frequently asked questions

Roam helps you sell your home and low-rate loan together, turning your mortgage into extra cash by selling your home for 5% above market in as little as 30 days, guaranteed. We market your loan to attract qualified buyers, handle the assumption process, and ensure you get to walk away from your home without walking away from the value of your loan.

In today’s high-rate market, your low-rate mortgage is a powerful asset. Roam is the only company that lets you cash in on that value when you sell, helping you attract more buyers and sell faster, guaranteed.

Homes with low-rate loans stand out in today’s high-rate market. Lower monthly payments make your home more affordable, attracting more qualified buyers and driving stronger competition.

Our goal is to help you maximize your sale proceeds and sell fast. If your home doesn’t get a bonafide offer within 30 days of listing your home with a Roam Agent and advertising its low rate, we’ll cover your mortgage for 30 days.

What’s the catch?

There isn’t one! Your buyer gets a home with a low-rate mortgage, and you capture more value from your home and loan.

Share your loan details with Roam to get your estimated loan payout. We’ll confirm eligibility, provide your estimated added sale proceeds, and help you list your home and low-rate loan as soon as you’re ready.

Once Roam confirms your loan is assumable, we give you an agent to list your home, highlighting your low rate to attract more buyers. When you accept an offer, Roam manages the sale, loan assumption, and closing. The buyer saves money by taking over your low-rate loan instead of getting a new mortgage at today’s higher rates, and those savings translate into a higher sale price for you.

Roam currently services assumable loans including FHA and VA, which represent about one third of the loans in the US. Roam will be expanding to service all loans in the coming months.

No. Roam gives you a top-performing agent who specializes in these transactions. Roam also provides the tools and support needed to highlight your low-rate loan and attract the right buyers to maximize your sale proceeds.

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Assumable loan? See your value