9949 Reymet Ct
North Chesterfield, VA 23237
3 beds · 2 baths · 1,924 sqft
$375,000
Get prequalifiedAbout this home
Welcome to this beautifully maintained former model home nestled in the quiet cul-de-sac community of Rachel’s Way, located in Chesterfield County's Bird High School district. Built in 2014 & the only home on the block boasting an attached garage, this 3-bed, 2 Full bath ranch-style home offers the comfort & efficiency of newer construction, along with a ton of curb appeal. Step inside from the charming covered front porch and be greeted by an open-concept layout featuring a sun-filled living room, formal dining space, and a spacious eat-in kitchen complete with stainless steel appliances, ample counter space, a pantry, & direct access to the rear deck. The primary suite is a true retreat with a large walk-in closet & private ensuite bathroom offering a double vanity & over-sized shower. Two additional bedrooms, each with their own walk-in closets, are located just across the hall from the second full bathroom. Outdoor living is just as inviting with a 10x12 rear deck & concrete patio below—ideal for grilling, entertaining, or simply enjoying the surrounding natural preserve. With plenty of extra storage in the 2 matching detached sheds, one shed has power and could be used as a workshop. Don’t miss this move-in ready gem in one of Chesterfield’s most convenient neighborhoods!
Source: CENTRALVIRGINIA #2516902
Neighborhood
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.
North Chesterfield, VA 23237
3 beds · 2 baths · 1,924 sqft