9948 NW 94th St
Yukon, OK 73099
4 beds · 2 baths · 2,333 sqft
$470,000
Get prequalified9948 NW 94th St
Yukon, OK 73099
4 beds · 2 baths · 2,333 sqft
$470,000
Get prequalifiedBack on the market at no fault to the seller! Welcome to your dream home! This stunning 4-bedroom, 2-bathroom home is perfectly situated on a sprawling 1/2-acre lot, providing ample space to enjoy outdoor living. The in-ground pool and back patio call you to be outside enjoying the sun! The open floor plan, complemented by soaring 12' ceilings, creates a spacious and inviting atmosphere ideal for hosting gatherings or unwinding with loved ones. The heart of the home is the beautifully designed kitchen, featuring stainless steel appliances, a gas cooktop with a built-in oven and microwave, a shiplap vent hood, quartz countertops, and a generously sized pantry. Whether you're preparing a gourmet meal or enjoying a quick snack, this kitchen is sure to inspire you. The luxurious primary suite offers a serene retreat, complete with a spa-like bathroom that includes a large jetted tub, a fully tiled frameless glass shower, and a HUGE walk-in closet that conveniently connects to the spacious laundry room. The secondary bathroom also features a tiled tub surround, showcasing the home's attention to detail. Step outside to discover the beauty and tranquility of this large lot, perfect for outdoor activities, gardening, or simply relaxing. Nestled in a community known for its expansive half-acre (or larger) homesites, this property combines privacy and a sense of connection with neighbors. This home is the perfect blend of style, comfort, and functionality. Don’t miss your opportunity to make it your own—schedule your private showing today!
Source: MLSOK #1152264
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.