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$690,000
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9881 W 34th Ave, Hialeah, FL 33018

3 beds · 3 baths · 2,291 sqft

Welcome to this lovely 3 bedroom, 2.5 bath, corner-lot home in the gated community of Bonterra. Step into an open floor plan with porcelain tile throughout the main floor and luxury vinyl tile on the second floor. Modern kitchen with stainless steel appliances. Spacious primary bedroom features a walk-in custom closet. Additional room that can be used as a den, office or playroom. Solar panels installed (HUGE electric bill savings). In this exclusive gated community, enjoy a suite of amenities including an amazing saltwater pool, a kids playground, a well-equipped gym, and round-the-clock security for peace of mind. Nestled within the Miami Lakes School District. It is easy to commute with easy access to major highways. You don't want to miss this opportunity. Schedule a showing today.

Estimated
Seller's interest rate
4.25%
7%
Estimated
Monthly payment

$3,162
$3,612
You may also save up to $119,574 in total interest paid.

Why Roam


Gap financing to lower your down payment

Unlock down payments as low as 5% – only with Roam

5x the likelihood your offer is accepted

If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close

Close faster and stress-free

We close 2x faster because of our deep experience and lender relationships

Rates and payments are estimates based on public records.

Seller's estimated current equity is SIGNIN
To assume this mortgage you must cover the seller's equity by using your cash or by combining your cash with gap financing.
Estimated $3,612 monthly payment

Financed
SIGNIN
Location
Loan details
Loan type
FHA
Rate
4.25%
Remaining term
22 yrs and 2 mos
Remaining balance

Source: Public records

Monthly payment

All values shown are estimated costs / mo.

Total
$3,162
Principal & interest
$1,632
Mortgage insurance
$235
Property taxes
$488
Home insurance
$626
HOA fees
$180
Utilities
Not included

Source: Public records

Home details
Size
2,291 sqft
Lot size
3920.0 square feet
Year built
2017
Type
Single Family Residence
HOA dues
$180.00

Source: MIAMIRE #A11814053

Frequently asked questions

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

View all FAQs
Last updated: Jul 10, 2025 12:24 pm
Listing agent: Jaime Mejia (305) 484-9970
Listing provided courtesy of: Lifestyle International Realty (305) 809-8085
Details provided by MIAMIRE and may not match the public record.
MLS ID: #A11814053
Information deemed reliable but not guaranteed. Information is provided, in part, by Greater Miami MLS. This information being provided is for consumer's personal, non-commercial use and may not be used for any other purpose other than to identify prospective properties consumers may be interested in purchasing.
This information being provided is for consumer's personal, non-commercial use and may not be used for any other purpose other than to identify prospective properties consumers may be interested in purchasing.
Fair Housing Act logo Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.
Est. seller's rate
4.25%
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