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9816 Ivory Dr, Sun City Center, FL 33573
4 beds · 3 baths · 2,057 sqft
Welcome to your dream home! This stunning single-story gem sits on an oversized, fully fenced lot with no rear neighbors—offering the perfect blend of privacy, space, and style. Featuring 4 spacious bedrooms and 3 full baths, this home is loaded with upgrades and ready to impress. The chef’s kitchen shines with granite countertops, a center island, stainless steel appliances, custom backsplash, walk-in pantry, and stylish shiplap accents. All appliances stay! Enjoy fresh curb appeal with a newly repainted exterior (2024), a relaxing screened-in back porch, and a huge backyard—complete with a swing set that can stay! Packed with smart features, this home includes a built-in Amazon-powered WiFi system, Ring doorbell, and an ADT security system with glass break sensors on every window. Best of all, take advantage of an assumable VA loan at an incredible 2.875% interest rate—available with full entitlement release! Located in a vibrant community with low HOA fees and amazing amenities: clubhouse, multiple pools, parks, scenic walking trails, tennis and basketball courts, and more. Don’t miss this rare opportunity—homes like this don’t come around often!
Source: STELLAR #TB8397552
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #TB8397552
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.
No credit check. Takes 2 minutes.