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9682 Misty Meadow Ln, Navarre, FL 32566
4 beds · 3 baths · 2,745 sqft
Brand new 30 year roof in 2024 *** Welcome Home! If you're in need of a one story 2745 sf home with lots of upgrades and updates, this is it! The lovely covered porch with fresh paint beckons you to take a look inside this 4 bedroom, 3 full bath home. Raised 10/12 ft ceilings, tray ceilings, bull nose corners, lots of crown molding and plenty of recess lighting throughout. The kitchen is a cooks delight with granite countertops, center island, walk in pantry, new gas range with double oven and a reverse osmosis water system. The dishwasher is new and has rarely been used. The split bedroom plan allows for a perfect private retreat. The master bath has a corner garden tub, double granite vanities, separate shower and 2 closets. There is a guest room with private exit to the screened back porch and full bath making it perfect for a mother in law suite, office or 2nd master bedroom. The other guest bedrooms share a full bath. French doors lead from the spacious great room to the screened in back porch. A new 50 gallon gas water heater was recently installed and the exterior compressor is also new last year. For additional benefits there is a security system, storm shutters and a termite bond in place.
Source: EMERALDCOAST #976693
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: EMERALDCOAST #976693
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.
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