955 Tributary Way, Dacula, GA 30019
4 beds · 3 baths · 2,654 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Live your Dream and catch this Star before it quickly disappears! Enjoy the lovely drive on this well-manicured cul-de-sac street to your Large 4 BR, 3-Full Bath gorgeous home situated on a rare 1/2+ acre private fenced lot in the highly-desired Apalachee Crossing community & literally only a short walk (approx 5 houses away) to the clubhouse, swimming pool, lighted tennis courts & playground! Offering the perfect blend of comfort and convenience, this unique home with 3 Fireplaces is ready to move in and enjoy, or add your special design touches as you desire. Gorgeous bamboo hardwood floors & fresh interior paint welcomes you in to the expansive open & airy 2-story foyer inviting you to the open family room w/vaulted ceiling & cozy wood burning fireplace, adjoining formal dining room, adorable kitchen w/stainless steel appliances, Gas range, new garbage disposal, new water filter, 2 custom designed pantries with sturdy wood shelving & breakfast nook. This well-loved home is bright & cheery with loads of natural light which calls you to venture thru the hallway on this level where you will Love finding the spacious Owner's BR w/ensuite including double vanities, soaking tub, separate shower & dreamy walk-in closet as well as the two large additional BR's & 2nd full bath w/ample space for family or guests. Venture to the lower level living area to find the lovely surprise of yet another large room w/beautiful new electric fireplace perfect for either entertainment, relaxation, or perhaps a study or play room! Not to mention, a great 4th BR, 3rd full bath, laundry room, loads of storage & easy access to the 2-car garage & workshop area! New carbon monoxide detectors and new smoke alarms added in every bedroom. New heat expansion tank added to water heater. New Very Unique and customized Radius Shroud added to chimney which helps maintain your home's safety and energy efficiency! Great Surround sound system installed stays with the home! This floor plan flows seamlessly to the tranquility of the huge upper level covered sun porch & outdoor gas log fireplace to enjoy while overlooking your immense back yard! Or you might choose to relax in your own private hideaway at the spacious lower level back patio area. Added exterior motion sensor lighting for additional peace of mind. This home provides easy access to top-rated schools, great shopping opportunities, including the beautiful Mall of Georgia, unlimited dining options & major highways. And just when you think it can't possibly get any better, it does!...as the seller will provide the buyer with a new one-year 2/10 Supreme Home Warranty, including Roof and HVAC coverage! Call ASAP to schedule your showing! ***THIS HOME QUALIFIES FOR FHA 100% FINANCING THROUGH THE CHENOA FUND PROGRAM!! CALL HARRY APOLLON @ SUPREME MORTGAGE FOR ALL THE DETAILS & TO GET APPROVED!!****
Source: FMLS #7568889
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: FMLS #7568889
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.