Grand Open House this Saturday, March 21st, 2026 | 11-1 pm | Welcome to this beautifully updated and meticulously maintained home nestled in the highly sought-after Carriage Chase neighborhood of Sandy. Offering the perfect blend of comfort, space, and location, this fully finished residence is designed for both everyday living and effortless entertaining. Inside, you'll find a thoughtfully designed floor plan featuring six spacious bedrooms, three and a half bathrooms, and a dedicated office, providing flexibility for families of all sizes, guests, or work-from-home needs. The home has been tastefully updated and lovingly cared for, creating a warm, inviting atmosphere throughout. Multiple living areas offer room to gather and unwind, including a dedicated theater room that's perfect for movie nights, game days, or hosting friends and family. Step outside to a private, fenced backyard retreat with a patio that's ideal for outdoor dining, entertaining, or simply enjoying peaceful evenings. The home also includes a central vacuum system and a two-car garage equipped with an auto-close timer, adding convenience and peace of mind. Located just minutes from everything Sandy has to offer, this home provides exceptional access to shopping, dining, freeway connections, and world-class recreation in the nearby canyons. It is just three minutes from Waterford School and close to Challenger School, making it an excellent option for those seeking proximity to top-rated education. A brand-new recreation center is also being built nearby, adding even more appeal and future value to this already desirable location. This is a rare opportunity to own a move-in-ready home in Carriage Chase, where pride of ownership, thoughtful updates, and an unbeatable location come together beautifully. Square footage figures are provided as a courtesy estimate only and were obtained from county records . Buyer is advised to obtain an independent measurement.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
