9523 Norfolk Wheel | San Antonio, TX 78254 Close to Lackland Air Force Base * Top Schools * Beautiful Home Welcome to this beautifully designed single-story home situated on a premium corner lot in Northwest San Antonio-perfectly positioned for those relocating or seeking convenient access to Lackland Air Force Base. A beautiful glass front door welcomes you home, set beneath a covered front porch that offers both charm and shade-perfect for enjoying the Texas evenings. Built in 2021, this spacious 4-bedroom, 3-bath home offers approximately 2,376 square feet of thoughtfully designed living space, combining modern finishes with energy-efficient features for today's lifestyle. The open-concept layout is ideal for everyday living and entertaining, seamlessly connecting the kitchen, dining, and living areas. The kitchen is a true showstopper, featuring stainless steel appliances with gas cooking and beautiful, elegant white countertops with a clean, seamless finish. This kitchen offers extensive counter space and abundant cabinetry, providing exceptional storage, all complemented by natural light that fills the space and creates a warm, inviting feel. At the heart of the home is a huge, inviting center island-perfect for gathering, meal prep, and entertaining. A charming window seat adds the perfect cozy touch, creating a bright and welcoming space to relax, dine, or enjoy your morning coffee. Enjoy added value with a tankless water heater, water softener, garage door opener, blinds, security system, and a full sprinkler system already in place-making this home truly move-in ready. The private primary suite offers a relaxing retreat with an en-suite bath featuring dual vanities, a Texas-sized walk-in shower, and a spacious walk-in closet. The suite is enhanced by three large windows that flood the room with natural light, creating a bright and airy atmosphere. In addition, a well-placed linen closet provides extra storage and everyday convenience-because you can never have too much storage. Three additional bedrooms provide flexibility for guests, a home office, or multi-generational living. One of the secondary bedrooms features a charming window seat, adding character and a cozy nook-perfect for reading or relaxing. Step outside and enjoy both a covered front porch and covered back patio-ideal for relaxing and entertaining while staying shaded from the Texas heat. The backyard backs to neighboring properties on acreage, offering a more open feel, enhanced privacy, and a peaceful setting. Combined with the corner lot, this home delivers both space and serenity. Top-Rated Schools (NISD) This home is zoned to highly regarded Northside ISD schools: Harlan High School Straus Middle School Dr. Pat Henderson Elementary School Located at the front of the community for easy access, this home is just minutes from local schools, H-E-B, and the expanding retail and dining scene in Northwest San Antonio. Ongoing road expansions will provide even quicker access to HWY 211, enhancing commutes to Lackland Air Force Base and major employers such as USAA, Valero, Microsoft, and Wells Fargo.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
