Welcome to 9515 Braun Shore, a beautifully updated and meticulously maintained home located in the highly desirable Braun Willow community of San Antonio, Texas. This spacious 3-bedroom, 2.5-bathroom residence offers 2,854 square feet of stylish living space, thoughtfully designed for comfort, functionality, and effortless entertaining. As you enter, you're welcomed by a formal living room and dining area, ideal for hosting family gatherings or dinner parties. Toward the heart of the home lies a stunning island kitchen, renovated in 2019, featuring black stainless steel appliances, ample cabinetry, and abundant countertop space that will delight any home chef. Upstairs, a large loft bathed in natural light offers the perfect flex space for a home office, media room, or play area. The oversized primary suite provides a true retreat, complete with a spa-like ensuite bathroom fully renovated in 2023. This luxurious space includes a deep soaking tub, a separate walk-in shower, dual vanities, and a generous walk-in closet. The secondary bedrooms are equally spacious, while the renovated half bath adds both convenience and style. Energy efficiency and peace of mind come standard here thanks to fully paid-off solar panels, a Generac generator, a new HVAC system installed in 2018, a water heater from 2016, and a new roof added in 2017. Fresh carpeting was also installed in 2025, ensuring the home feels modern and move-in ready. Step outside to your private backyard oasis, where a large wooden deck provides the ideal setting for outdoor dining and entertaining. The yard includes a children's playset, a storage shed, and is fully fenced with direct access to a tranquil greenbelt-perfect for those who appreciate space, privacy, and nature. The home also features a two-car garage with an EV charger, catering to today's eco-conscious buyers. This established, tree-lined neighborhood is also part of the acclaimed Northside Independent School District and offers close proximity to local parks, dining, shopping, and major San Antonio attractions. With modern upgrades, energy-efficient features, and a location that blends peaceful living with city convenience, 9515 Braun Shore is the perfect place to call home. Don't miss your opportunity to own one of the most thoughtfully improved properties in the area.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
