9480 Virginia Center Blvd Unit 127 Unit 127
Vienna, VA 22181
2 beds · 2 baths · 1,108 sqft
$460,000
Get prequalifiedAbout this home
Assumable VA Loan at 2.875%! Don’t miss this rare opportunity to take over a low interest rate and save thousands over the life of your loan. Located just across the street from the Vienna Metro Station, this beautifully updated first-floor 2-bedroom, 2-bathroom condo offers modern finishes and a location that’s hard to beat. Whether you're commuting into the city or enjoying the nearby shops, dining, and entertainment, this home makes everyday living effortless. The kitchen was fully renovated in 2020 and features high-end GE Café appliances, a large island, modern lighting, and a custom pantry and coffee bar installed in 2021. The open layout flows seamlessly into the main living space, leading to a sun-filled balcony that overlooks the peaceful community common area—perfect for your morning coffee or winding down after a long day. The HVAC system was replaced in 2020 for peace of mind. Additional highlights include two parking spaces—one assigned and covered in the garage, plus a visitor parking pass—as well as elevator access directly from the garage to your front door. With upscale community amenities and truly move-in ready condition, this condo checks every box.
Source: BRIGHT #VAFX2229328
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.
Vienna, VA 22181
2 beds · 2 baths · 1,108 sqft