VA loan
1 of 42
VA loan
$795,000
SIGNIN

Sign in to see required down payment for the 2.625% rate

946 Isle Of Palms Path, The Villages, FL 32162

3 beds · 3 baths · 2,235 sqft

FABULOUS 3/2.5 Bridgeport with HEATED POOL, HOT TUB, and OVERSIZED 2 CAR + GOLF CART GARAGE on a large CORNER LOT offering WATER and GOLF COURSE views in the highly desirable Village of Largo! Only 2 miles to Lake Sumter Landing! MATURE landscaping + sprinkler system, PAINTED driveway, and SCREENED entry welcome you in to the GENEROUS foyer. The ELEGANT living room features a DOUBLE-CROWNED TRAY ceiling and RICH WOOD LAMINATE floors which seamlessly flow into the LOVELY dining area with a DOUBLE-CROWNED TRAY ceiling and a BAY WINDOW. Additional upgrades include PLANTATION SHUTTERS, 4 SOLAR TUBES, ADT, and HIGH baseboards. A SPECTACULAR rear FLORIDA ROOM adds approximately 160SF of under-air living space and features wood-look PLANK TILE flooring, HIGH ceilings, and SLIDING GLASS DOORS with MOTORIZED remote-controlled shades. The STUNNING kitchen boasts a generous CENTER ISLAND with storage cabinets, staggered WHITE cabinetry, QUARTZ countertops, diagonally TILED backsplash, GLASS display upper cabinets, built-in PANTRY, STAINLESS appliances, GAS COOKING, built-in DESK area, and an EAT-IN counter with wainscoting. Next, step through sliding glass doors into the MAGNIFICENT outdoor OASIS of the POOL, lanai, and birdcage where you can dive into the refreshing POOL, soak up the sun on the spacious deck, or unwind in the relaxing HOT TUB after a long day! The lanai area also features MOTORIZED remote-controlled shades that create instant PRIVACY and protect from outside elements. The pool comes with a cover and Hayward Navigator automatic cleaner. Back inside, DOUBLE doors welcome you in to the primary bedroom, where you'll find RICH WOOD laminate flooring, DOUBLE-CROWNED TRAY ceiling, an abundance of windows with PLANTATION SHUTTERS, and an ENORMOUS CUSTOMIZED WALK-IN closet with divided his and hers sides. Its luxurious en-suite bathroom features TILE flooring, HIGH ceilings, WHITE cabinetry, DOUBLE vanities, make-up area, TILED ROMAN STYLE WALK-IN shower, and a LINEN closet. Two additional bedrooms and a second bathroom are conveniently located near the front of the home ensuring plenty of PRIVACY for guests or home office. The second bedroom features a solid OAK MURPHY LIBRARY with QUEEN size bed (included) , PLANTATION SHUTTERS, and built-in closet. Bedroom 3 has double windows with PLANTATION SHUTTERS, and a built-in closet. The second bathroom lies between these 2 bedrooms in “Jack and Jill” style. It offers a TILED floor, WHITE vanity, TILED tub and shower combination, and window with PLANTATION SHUTTERS. There’s also an ADDITIONAL HALF BATH hidden behind a POCKET DOOR near the foyer. An INTERIOR laundry room features TILED floors and WHITE cabinets. It leads to the OVERSIZED 29’x 24’ TWO CAR + GOLF CART GARAGE with a utility sink, extra refrigerator/freezer, built-in CUSTOM cabinets, suspended storage rack, and attic access with stairs *Some furniture + golf cart INCLUDED* DON’T MISS YOUR OPPORTUNITY TO OWN THIS AMAZING HOME! The Village of Largo is nestled in the heart of The Villages between Lake Sumter Landing and Brownwood Paddock Square; close to Havana and Mallory Hill Championship Golf and Country Clubs; Bacall, Canal Street, and Colony Cottage Recreation Centers; Hadley, Amelia, and Largo Pools; several other pools and pickle ball courts; CR466A with an abundance of shopping, restaurants, medical and more! PLEASE WATCH OUR WALKTHROUGH VIDEO OF THIS FABULOUS POOL HOME and CALL TODAY for your private showing or virtual tour!

Estimated
Seller's interest rate
2.625%
7%
Estimated
Monthly payment

$3,685
$4,967
You may also save up to $388,470 in total interest paid.

Why Roam


Gap financing to lower your down payment

Unlock down payments as low as 5% – only with Roam

5x the likelihood your offer is accepted

If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close

Close faster and stress-free

We close 2x faster because of our deep experience and lender relationships

Rates and payments are estimates based on public records.


Open house
Jun 17 • 1PM - 3PM
Seller’s estimated current equity is SIGNIN
To assume this mortgage you must cover the seller’s equity by using your cash or by combining your cash with gap financing.
Estimated $4,967 monthly payment

Financed
SIGNIN
Location
Loan details
Loan type
VA
Rate
2.625%
Remaining term
25 yrs and 3 mos
Remaining balance

Source: Public records

Monthly payment

All values shown are estimated costs / mo.

Total
$3,685
Principal & interest
$2,294
Mortgage insurance
-
Property taxes
$669
Home insurance
$722
HOA fees
-
Utilities
Not included

Source: Public records

Home details
Size
2,235 sqft
Lot size
0.22 acres
Year built
2006
Type
Single Family Residence
HOA dues
$0.00

Source: STELLAR #G5097471

Frequently asked questions

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

View all FAQs
Last updated: Jun 16, 2025 07:13 am
Listing agent: Matthew Roberts LLC (352) 717-7653
Listing provided courtesy of: RE/MAX PREMIER REALTY LADY LK (352) 753-2029
Details provided by STELLAR and may not match the public record.
MLS ID: #G5097471
Listings courtesy of Stellar MLS as distributed by MLS GRID. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Listing information is provided for consumers? personal, non-commercial use, solely to identify prospective properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Information deemed reliable but not guaranteed. Copyright © 2025 MLS GRID. All Rights Reserved.
Fair Housing Act logo Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.
Est. seller's rate
2.625%
How it works

No commitment required to start