Tucked within the guard-gated community of Hunter’s Green Country Club, this beautifully renovated residence offers a rare blend of privacy, design, and natural surroundings. Backing to a peaceful conservation area with no rear neighbors, the home enjoys serene views and a sense of tranquility seldom found in a neighborhood setting. Every inch of this three-bedroom, two-and-a-half-bath home has been thoughtfully updated. The main living spaces feature soaring ceilings and an open, inviting layout centered around a stunning gourmet kitchen with custom cabinetry, granite countertops, stainless steel appliances, and a stylish dry bar. Wood-stamped tile flooring runs throughout the entire lower level, complementing the warm and sophisticated design. The kitchen flows seamlessly into the dining and living rooms where vaulted ceilings and a fireplace create a welcoming space for everyday living and entertaining. The first-floor primary suite offers a peaceful retreat, opening to the patio through French doors while rear windows frame the lush conservation backdrop. The completely redesigned primary bath features beautiful tilework, a dual-sink vanity, soaking tub, and an expansive walk-in shower with multiple shower heads, along with a premium TOTO washlet toilet. A spacious walk-in closet with custom shelving completes the suite. Also on the main level are a stylishly updated powder bath and a well-designed laundry room with stackable washer and dryer, counter space, and custom cabinetry. Upstairs, hardwood floors continue throughout a versatile loft space—ideal for a home office or flex area—along with two additional bedrooms and a fully renovated bathroom with custom cabinetry, enclosed tub and shower, and another TOTO washlet toilet. Marble window sills throughout the home add a refined finishing detail. Outdoor living is equally impressive. The rear patio has been repoured and extended to create a generous outdoor entertaining space, complete with a custom pergola and tranquil conservation views. A two-car garage with epoxy flooring offers durability and ample storage. Residents of Hunter’s Green Country Club enjoy a 24-hour guard-gated community surrounded by lakes and natural preserves, with optional membership opportunities for championship golf, tennis, fitness, dining, and social amenities.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
