Welcome to 94 E River Bend, a beautiful retreat tucked inside the peaceful neighborhood of River Bend Estates, where nature, comfort, and convenience all come together. From the moment you arrive, you’ll feel a sense of calm as you take in the lush greenery that surrounds the home, the privacy offered by the mature trees, and the inviting presence of the property itself. Whether you’re searching for a full-time residence or a weekend getaway, this home is designed to fit seamlessly into the lifestyle you’ve always imagined. Step inside and you’ll immediately notice the spacious, open layout that makes the home feel both welcoming and functional. The living spaces are light-filled, offering plenty of room for relaxation, entertaining, or quiet evenings at home. Large windows frame views of the outdoors, so even when you’re inside, you’ll feel connected to the natural beauty that surrounds the property. The kitchen is perfectly positioned to serve as the heart of the home, offering a generous layout that makes cooking and hosting feel effortless. Whether you’re preparing a casual breakfast or a holiday meal, the flow between the kitchen, dining area, and living spaces creates an easy rhythm that supports daily life and special occasions alike. The bedrooms are thoughtfully designed to provide comfort and privacy. Each space feels like its own retreat, with ample room for rest and personalization. The primary suite stands out as a place of relaxation, offering enough space to create a peaceful escape from the busyness of daily life. Bathrooms are designed with both style and function in mind, providing the features you want and the comfort you need. Beyond the interior, this home truly shines with its outdoor living opportunities. The yard offers space to play, garden, or simply enjoy the quiet of nature. Imagine sipping your morning coffee on the porch, hosting barbecues on the weekends, or spending summer evenings under the stars — the property encourages you to slow down and savor each moment. With mature landscaping and plenty of open space, it’s easy to envision this outdoor area becoming one of your favorite features. Location is another reason why 94 E River Bend is so special. Nestled within a welcoming community, the property offers the serenity of a private retreat while still being just a short drive from shopping, dining, schools, and all the conveniences you rely on. The neighborhood is known for its charm and sense of community, making it a place where neighbors become friends and lasting connections are made. For those who love the outdoors, this home places you close to recreational opportunities as well. From rivers and parks to nearby walking trails, you’ll always find a way to enjoy Georgia’s natural beauty. And when it’s time to return home, you’ll appreciate that your property offers the same sense of peace and escape, right in your own backyard. Every corner of this home has been cared for with pride, creating a residence that’s ready for its next chapter. Whether your vision includes cozy nights by the fireplace, lively gatherings with family and friends, or mornings spent surrounded by the sounds of nature, this home is ready to make those dreams a reality. Don’t miss the opportunity to make 94 E River Bend your own. A home like this offers more than just a place to live — it provides a lifestyle centered around comfort, community, and connection with the natural world. Schedule your private showing today and experience the warmth, character, and charm that set this property apart.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
