Welcome to 9392 Juniper Moss Circle, a beautifully upgraded 5 bedroom, 4 bath home offering 3,948 square feet of living space in the highly desirable Moss Park Preserve community of Lake Nona. Situated on a private conservation lot with no rear neighbors, this home provides peaceful views and exceptional privacy. Upon entry, the home is bathed in natural light, showcasing wood flooring throughout the first floor and updated upstairs flooring completed in 2024, with carpeting in the bedrooms. To the right of the foyer is a convenient first floor bedroom located at the front of the home, ideal for guests or a home office. As you move toward the heart of the home, a grand staircase sets the tone, leading into an impressive kitchen designed for both everyday living and entertaining. The kitchen features wood flooring, granite countertops, a farmhouse sink, deluxe range hood, tile backsplash, and gorgeous pendant lighting, along with a large bar for seating and a dedicated dining area. Across from the kitchen is a spacious living room enhanced by seven in ceiling surround sound speakers installed in 2022, plus a full bathroom conveniently located on the first floor. Upstairs, a huge loft offers endless flexibility, perfect for a media room, game room, home gym, or additional living space. The primary suite includes updated light fixtures from 2022, new faucets installed in 2026, and a beautifully customized owner’s closet featuring custom shelving and built in organizers designed for maximum storage and functionality. Additional smart home features include Nest thermostats added in 2025, Ring outdoor cameras installed in 2023, and a front door glass insert from 2024 paired with a Nest Yale smart lock added in 2023. Step outside to enjoy the true highlight of this property, a stunning new custom pool built in 2023, creating a private backyard oasis overlooking the conservation area. The outdoor space also includes rough plumbing for a future outdoor kitchen completed in 2021 and two in ceiling speakers on the lanai installed in 2022, making it perfect for relaxing or entertaining year round. The home offers significant efficiency and convenience upgrades, including fully PAID OFF SOLAR PANELS installed in 2022, a Rachio smart sprinkler system from 2024, smart landscape lighting in both the front and back added in 2024, an epoxy garage floor completed in 2022, overhead garage storage from 2025, and two new 240V EV chargers installed in 2025. Residents of Moss Park Preserve enjoy community amenities including a swimming pool, playground, green spaces, and scenic walking trails around the lake. Ideally located near top rated schools, Lake Nona Town Center, Medical City, shopping, dining, and major highways, this quiet and welcoming community offers the perfect blend of privacy, size, location, and lifestyle. The home is zoned for Innovation High School.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
