9354 E Hillview Cir, Mesa, AZ 85207
3 beds · 3 baths · sqft
Welcome to this stunning home in the heart of beautiful northeast Mesa situated on 1/4 acre, cul-de-sac lot with breathtaking mountain views and serene desert night skies! Located near Usery Mountain, Red Mountain, and just 15 minutes from Saguaro Lake, the Rio Salado Sportsmen's Club and Superstition Mountains Park. This residence features new Interior Paint, Newer Roof and Newer AC Units. Beautiful Kitchen with Corian counter tops and stainless-steel appliances, gas stove and eat in kitchen area plus dining area. Built in Bar in Dining Room/Family Room, ceiling fans throughout, Jack & Jill bath between 2 of the bedrooms, Large Den/Office, Large Primary w/separate tub and shower. Wireless alarm system and window treatments throughout. The backyard boasts a Pebble sheen play pool with water fall and newer pool equipment along with a Gazebo and large extended patio in the back. The 3 Car Garage with 4 ft extension is perfect for storage, not to mention the RV Gate. Come check out this gorgeous home before it is gone!
Source: ARMLS #6797774
Interest rate and monthly payment estimated based on public records.
Source: ARMLS #6797774
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
