Downsize without compromising in this immaculate single-level ranch condo at 927 Burnt Hickory Court, nestled in the highly sought-after community of The Crossings at Burnt Hickory. Built in 2002 and thoughtfully designed with accessibility in mind, this beautifully appointed 2-bedroom, 2-bathroom home offers 1,726 square feet where comfort, functionality, and style seamlessly come together. This tucked-away community offers a true "lock-and-leave" lifestyle, with yard and exterior maintenance handled by the HOA, plus amenities including an exercise room, pool, and clubhouse. The spacious open-concept floor plan features wide doorways and hallways, perfect for everyday living and entertaining. The sunroom is a bright and inviting retreat for your morning coffee, while the gas fireplace adds warmth and ambiance on cooler days. The dining area is accented by wainscoting and a chandelier, adjacent to a convenient breakfast bar. The accessible kitchen offers lower countertops, a classic backsplash, extra-low sink, and a gooseneck faucet - all thoughtfully designed for easy use. A flexible bonus room provides the perfect space for a home office, hobby room, or whatever suits your lifestyle. The primary suite boasts a vaulted ceiling, arched window, and walk-in closet. The split bedroom plan offers privacy, with each bedroom having direct access to its own full bath. Both bathrooms include grab bars and roll-in showers, with one recently renovated with elegant new tile. Plantation shutters, lever-style door handles, and a two-car kitchen-level garage with generous storage complete this wonderful home. Minutes from Kennesaw Mountain National Park, Downtown Marietta Square, Wellstar Hospital, top-tier medical facilities, shopping, and more. Loved by the original owner - don't miss this one. Schedule your showing today! Any other changes?its also located in a culdesac1:57 PMGreat detail! Here's the updated version: Downsize without compromising in this immaculate single-level ranch condo at 927 Burnt Hickory Court, nestled in the highly sought-after community of The Crossings at Burnt Hickory. Built in 2002 and thoughtfully designed with accessibility in mind, this beautifully appointed 2-bedroom, 2-bathroom home offers 1,726 square feet where comfort, functionality, and style seamlessly come together. This tucked-away community offers a true "lock-and-leave" lifestyle, with yard and exterior maintenance handled by the HOA, plus amenities including an exercise room, pool, and clubhouse. Situated on a quiet cul-de-sac, this home enjoys added privacy and minimal through traffic. The spacious open-concept floor plan features wide doorways and hallways, perfect for everyday living and entertaining. The sunroom is a bright and inviting retreat for your morning coffee, while the gas fireplace adds warmth and ambiance on cooler days. The accessible kitchen offers lower countertops, a classic backsplash, extra-low sink, and a gooseneck faucet - all thoughtfully designed for easy use. A flexible bonus room provides the perfect space for a home office, hobby room, or whatever suits your lifestyle. The primary suite boasts a vaulted ceiling, arched window, and walk-in closet. The split bedroom plan offers privacy, with each bedroom having direct access to its own full bath. Both bathrooms include grab bars and roll-in showers, with one recently renovated with elegant new tile. Plantation shutters, lever-style door handles, and a two-car kitchen-level garage with generous storage complete this wonderful home. Minutes from Kennesaw Mountain National Park, Downtown Marietta Square, Wellstar Hospital, top-tier medical facilities, shopping, and more. Loved by the original owner - don't miss this one. Schedule your showing today!
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
