Welcome to 9213 Widden Way, a modern and thoughtfully designed end-unit townhome tucked inside the Fifteen 15 Cannon community. Built in 2022, this residence offers approximately 1,721 square feet of space, with three bedrooms and two and a half bathrooms—perfect for those seeking move-in ready living with contemporary touches. The home welcomes you with a craftsman-inspired exterior and a layout that balances privacy, functionality, and flow. Step inside and discover upgraded flooring throughout the main level, lending both durability and beauty to daily life. The open floor plan allows natural light to sweep through the living, dining, and kitchen zones, promoting seamless interaction and easy transitions between spaces. The kitchen is equipped with modern appliances, an island for prep or gathering, and a custom bar tucked cleverly under the staircase—ideal for casual entertaining or extra prep area. Upstairs, the primary suite serves as a serene retreat, offering a fully tiled shower with bench and generous closet space. Two additional bedrooms share the second full bathroom, and a half bath on the main level provides convenience for guests. The upper level also hosts the laundry area, adding ease and efficiency. As an end unit, this home benefits from added privacy, and the small, well-maintained yard provides a private outdoor space without demanding upkeep. Parking is streamlined with a one-car attached garage and driveway access. Monthly HOA dues support community upkeep and common amenities such as sidewalks, street lighting, and exterior maintenance, letting you enjoy the benefits of a cohesive neighborhood. Just steps from I-85 and minutes to Sugar Creek and N. Tryon, this location brings shopping, dining, recreation, and everyday essentials within easy reach. Whether you’re looking for a stylish primary residence, a lock-and-leave option, or a well-located investment the property offers modern features, flexibility, and value. Schedule your showing and experience the thoughtful design and smart living this home has to offer.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
