Positioned across from Liberty Green, this home combines open views with direct access to the community’s central gathering space. In Liberty, neighbors are out walking, jogging, and pushing strollers, while the Liberty Green directly in front of the home serves as the setting for movie nights, music, and seasonal events. Trails connect through the neighborhood toward the Occoquan and the Potomac, and everyday conveniences like Lidl, multiple gyms including F45 and an MMA gym, a daycare, and other local shops and services at Liberty Market are close enough to become part of your daily routine. This vibrant mixed-use community creates a true urban village where people can live, work, and spend time together in a historic setting. <p> <p> This four-level townhome is one of the rare rooftop terrace models and sits facing Liberty Green, which means better views, more privacy, and direct access to the outdoor setting that defines the neighborhood, including open green space, trails, and gathering areas. The entry level offers flexibility that many others do not, with an open space currently used as a recreation room, den, or office, a full bath, mudroom, and storage. This space can remain open as it is today, or be enclosed to create a main-level fourth bedroom suite if needed. <p> The main level brings everything together with hardwood floors throughout the living and dining areas, while the kitchen is finished with porcelain tile. Expansive windows and a layout that keeps you connected support both daily routines and time with others. <p> Upstairs, three bedrooms provide separation and privacy, while the rooftop level adds a true fourth layer of living. Think evenings around the rooftop gas fireplace, watching fireworks from the rooftop terrace as they light up the sky from the nearby Workhouse Arts Center, or simply taking in beautiful sunset views and wide-open sightlines that stretch toward Maryland. The terrace lives like a private outdoor space above it all, finished with durable, maintenance-free Dura-deck flooring and offering approximately 900 square feet of outdoor living space. <p> Living here also means being part of a thoughtfully designed community built on historic grounds, where preserved architecture meets modern living. You have access to a pool, fitness center, yoga room, and gathering spaces, along with nearby parks, golf courses, and miles of trails. Commuting is straightforward with quick access to I-95, Fort Belvoir, and the Franconia-Springfield Metro. <p> For those focused on long-term value, this home also offers a VA assumable loan opportunity at 2.875%, adding a meaningful financial advantage in today’s market. <p> This home stands out for its rooftop living, flexible entry level, and position within a community that supports how you live day to day.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
