919 Blewitt Dr, Cedar Hill, TX 75104
3 beds · 2 baths · 1,569 sqft sqft
NEW ROOF = HUGE SAVINGS FOR THE NEW HOME OWNER, NEW HVAC SYSTEM, HOME WARRANTY IN PLACE! Why continue to rent when you can OWN this beauty & CALL IT HOME SWEET HOME! PERFECT FOR THE FIRST TIME HOME BUYER! LOCATION IS KEY IN REAL ESTATE & here you're conveniently located & have quick access to the mall & tons of restaurants, also quick access to HWY 67! The owner took lot's of pride in caring for this home & it shows! Welcome your guest to a GREAT sized family room that's inviting and open to the kitchen! Freshly retouched with new paint beautiful new tile flooring, a bright & very open floor plan that you will absolutely LOVE!. The kitchen is where great memories will soon be made, you will enjoy preparing your family meals here! The kitchen offers beautiful cabinets, plenty of countertop space, breakfast room is open to the living room, kitchen also opens to the great sized dinning area making it an easy flow to entertain! Great size backyard! DOWN PAYMENT PROGRAMS AVAILABLE!
Source: NTREIS #20621948
Interest rate and monthly payment estimated based on public records.
Source: NTREIS #20621948
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #20621948