Welcome to 917 9th Avenue S, a spacious 4-bedroom, 3-bathroom home tucked away in the highly desirable Belle Park neighborhood. With no HOA and a large, private backyard, this property offers both freedom and space, making it an excellent choice for families, those who love to entertain, or anyone seeking their own coastal retreat. As you step inside, you'll immediately notice the thoughtful split-level design that creates two inviting living areas. One of the living rooms features a striking brick fireplace, perfect for cozy gatherings on cool winter evenings. The bathrooms have been beautifully upgraded with sleek tile showers and modern black fixtures, giving the home a fresh, contemporary feel. The kitchen has updated flooring and flows seamlessly into the formal dining room, a wonderful setting for holiday meals, dinner parties, or everyday family dining. Out back, the yard is a true highlight-private, expansive, and versatile. Whether you envision backyard barbecues, a play area for kids, or simply a quiet escape to enjoy the outdoors, this space delivers. And with no HOA restrictions, you'll have the freedom to personalize your property to fit your lifestyle. Belle Park is a prime location, less than 2 miles from the beach, so you can enjoy sun, sand, and surf whenever you please. Beyond the shoreline, you're just minutes from an incredible variety of dining options, local shops, golf courses, entertainment venues, and medical facilities. From lively nights at Broadway at the Beach to quiet afternoons exploring nearby parks or enjoying water sports on the Intracoastal Waterway, everything that makes Myrtle Beach a top destination is right at your fingertips. This home is the perfect blend of comfort, convenience, and coastal charm. Don't miss your chance to own in one of the most sought-after areas near the beach. Schedule your private showing today and experience all that 917 9th Avenue S and the Belle Park lifestyle have to offer!
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
