9087 Connor House Road sits right where convenience and comfort overlap — in Walker Station (aka Richmond Station), a Miller & Smith neighborhood built for people who want flexibility without giving up location. This three-level townhome was built in 2020 and has been kept in excellent condition, with a layout that actually makes sense for everyday life. Freshly painted, new carpeting. The entry level welcomes you in from the driveway or attached garage and opens to a finished rec room, half bath, and sliding glass doors that walk straight out — ideal for a home office, gym, playroom, or guest hangout that stays separate from the main living space. Up one level, the heart of the home opens wide. The kitchen sits centered between the dining and living areas with quartz countertops, creating a natural flow that works just as well for weeknight dinners as it does for hosting friends. LVP flooring runs throughout the main and entry levels, keeping things durable and low-maintenance, while a second half bath adds convenience exactly where you want it. The upper level is reserved for rest and routine, with three bedrooms, two full baths, and laundry all on one floor. Carpeted bedrooms keep things cozy, while tile baths bring a clean, finished look. Beyond the front door, the location does a lot of the heavy lifting. You’re minutes from VRE and commuter routes, close to Old Town Manassas and Downtown Manassas Park for dining, breweries, and local events, and near everyday shopping and essentials. Signal Hill Park, Signal Bay Waterpark, sports fields, and walking trails are right nearby, adding green space and weekend options without needing to plan a whole day around it. Dulles Airport is an easy drive, making travel simple for work or weekend escapes. Whether you’re upgrading from condo/ apartment living, commuting into DC or Northern Virginia hubs, starting fresh with more space, or looking for a smart investment in a well-established area, this home checks the boxes without trying too hard.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
