BUYERS AGENTS WELCOME!!!! DO NOT MISS THIS SHOWSTOPPER CALLED THE BRUNSWICK FROM DR HORTON. The property has been fully renovated, featuring fresh interior paint throughout; new LVP flooring in the entry, half bath, kitchen, living room, and upstairs bathroom; and new carpet on the stairs and throughout the second floor. Updates also include granite vanity with double sinks in both upstairs bathrooms, new bathroom faucets, mirrors, and vanity lighting, as well as new KOHLER toilets with soft-close seats in all bathrooms. The kitchen is equipped with new GE appliances, including a gas range with a griddle, refrigerator, and microwave, along with a new chandelier. Additional improvements include updated lighting throughout, remote-controlled ceiling fans in all bedrooms and the bonus room, The front door was painted black, replacement of the deck boards, and a freshly painted deck. This spacious home features granite countertops with tile backsplash, island, large family room has a cozy corner fireplace, Primary suite offers two walk-in closets, oversized primary with trey ceiling and attached gorgeous modern bathroom with soaking tub. Upstairs laundry room and great bonus room with a closet. This lovely home backs up to woods. Sellers have no information about the wooded lot. This home was professionally measured. The home offers 2,437 square feet of living space, was built in 2013, and sits on a 0.17-acre lot (7,260 sq. ft.). It includes three bedrooms, two full bathrooms, and one-half bathroom and a 2-car garage with 2 garage door openers. A survey from the original construction is available in the MLS documents, along with restrictive covenants and HOA documents. The Brookefield Station HOA fee is $135 annually. . Additional information: roof (2013); HVAC (2013), recently inspected with no repairs required); investor's title insurance from 2013 available in MLS documents. . The home was professionally cleaned prior to listing, and the home, sidewalk, and driveway were power washed in February 2026. This home is just minutes from Knightdale Station Park, Mingo Creek, Harper Park, shopping, and restaurants, with quick access to I-540, I-440, and HWY 64, combining style, comfort, and convenience in the heart of Knightdale.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
