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905 Lucas Rd, Fort Myers, FL 33919
3 beds · 2 baths · 1,067 sqft
Where else can you find a home with a huge fenced yard, in a quiet cul-de-sac, so close to top-rated schools—and all within this price range? Located in the sought-after McGregor Corridor, this charming ground-level home is nestled at the end of a peaceful street in the heart of Sunnyside Gardens, a neighborhood beloved for its festive Christmas light displays and friendly atmosphere. Step into comfort with a spacious backyard oasis—fully fenced and ready for your pets, kids, or future pool and hot tub. The oversized lanai is perfect for entertaining, grilling, or unwinding in total privacy. A brand-new, large workshop shed offers the ideal "man cave," "she shed," or hobby space. Whether you're a growing family or a couple seeking tranquility, this home offers the best of both worlds: serene living with proximity to all the conveniences of McGregor living. Don't miss the chance to call this special place your own!
Source: FORTMYERS #225018374
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: FORTMYERS #225018374
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.
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