There’s a certain feeling you get the moment you step into the backyard at 9001 Bronze Meadow Drive. It’s peaceful. It’s private. And it feels like the kind of space where long weekends, slow mornings, and memories with family and friends come easy. The screened-in covered patio gives you a cool, shaded place to relax while the breeze moves through. The wooden deck with a built-in gas line sets the scene for grilling, hosting, and those summer nights that always seem to last a little longer. This outdoor space truly becomes a place you look forward to coming home to. Inside the garage is one of the home’s most unique upgrades: a pull-down garage door screen. It lets you enjoy fresh air while staying protected from the bugs, turning the garage into a flexible space you can use for projects, workouts, game days, or an extra hangout spot. It’s a feature that instantly adds comfort and versatility to your daily life. Step inside and the rest of the home continues that same warm and welcoming energy. With 3 bedrooms and 2 bathrooms, the layout feels open, comfortable, and easy to live in. Solar panels help lower your monthly bills. Security window screens add peace of mind while still letting fresh air in. Every part of this home is designed to make everyday living feel lighter and more enjoyable. The community adds even more. You’ll find an elementary school inside the neighborhood along with a pool, playground, and basketball court. Families walk in the evenings, kids ride bikes, and neighbors enjoy the shared spaces that make this area feel connected. And when you head out, you’re only minutes from H-E-B, Costco, Presidio Village, Alliance Town Center, Buc-ee’s, and Andretti’s. Shopping, dining, errands, and entertainment are all close by, giving you a lifestyle that’s convenient and easy to love. If you’ve been searching for a home that feels good inside and gives you a backyard you’ll never want to leave, this one is ready to welcome you home.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
