8859 Marlow Dr
Spotsylvania, VA 22551
3 beds · 2 baths · 1,388 sqft
$415,000
Get prequalifiedAbout this home
Welcome to 8859 Marlow Drive – a truly exceptional, practically new home in the sought-after 55+ Keswick community, where thoughtful upgrades and quality finishes set this property apart. With 3 bedrooms, 2 full baths, and 1,388 square feet of well-designed main-level living plus an expansive unfinished basement, this home offers both comfort now and potential for the future. Why wait to build when you can move right into a home that feels brand new—without the construction delays or extra costs? Inside, you’ll find a bright and open layout featuring Carrara Marmi Quartz countertops, stainless steel appliances, and custom interior plantation shutters that bring both elegance and efficiency to every room. Every detail has been meticulously maintained with care and pride of ownership. The upgrades continue outside with a gorgeous stamped concrete patio, fully fenced backyard, and beautiful landscaping that add curb appeal and character. The epoxy-coated garage floor offers durability and polish, while gutter guards, termite and grass treatments, and a home security system provide peace of mind and easy upkeep. A full-yard irrigation system ensures a lush, healthy lawn year-round. Set in the desirable 55+ Keswick community, you’ll enjoy a peaceful yet vibrant lifestyle with scenic walking trails, social events, pool, clubhouse and convenient access to local shopping, dining, and healthcare. This is more than just a home—it’s a rare opportunity to own a high-quality, move-in ready property with exceptional upgrades in one of Spotsylvania’s premier active adult communities. Don’t wait—come experience the comfort, care, and convenience of 8859 Marlow Drive today! *No sign on the property.
Source: BRIGHT #VASP2033908
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.
Spotsylvania, VA 22551
3 beds · 2 baths · 1,388 sqft