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8827 Camfield Dr, Alexandria, VA 22308
4 beds · 3 baths · 2,488 sqft
ASSUMABLE 2.25% VA loan!!! Call listing agent for details History buffs look no further this beautiful house is located just minutes from the historic Mount Vernon Estate, this beautifully maintained 4-bedroom, 3 full bathroom home offers a perfect blend of modern updates, outdoor living, and functional upgrades. Inside, you’ll find spacious bedrooms, a fully remodeled basement, and a luxurious KOHL shower (2022). The home is equipped for year-round comfort with natural gas heating and a brand-new Rudd HVAC system.. A Generac whole-house generator (natural gas) and a new electrical panel (Feb 2025) ensure peace of mind, while an RV electric hookup—adaptable for EV charging—was added in December 2024. The expanded driveway (Nov 2024) easily accommodates an RV or up to 10 vehicles. Outdoor features include a stunning 16’ x 24’ x 4’ deep Ambassador Kayak above-ground pool (2021) with an 8' deck, upgraded steps (2024), and secure 36" fencing with a lockable swing-style pool ladder. Brick walkways connect the front entrance, rear 50' x 15' brick deck, and pool area (2022), creating a seamless outdoor experience. The fully fenced 4’ chain link backyard (2021) adds extra safety for pets and pool use. A durable GAF Lifetime roof and energy-efficient windows were installed in 2015, and a storage shed (2013) provides additional space. The whole house was just freshly painted. This home is move-in ready and built for comfort, and entertainment.
Source: BRIGHT #VAFX2247450
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: BRIGHT #VAFX2247450
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.
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