VA loan
1 of 64
VA loan
$409,000
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8721 Latham Ln, Hudson, FL 34667

3 beds · 2 baths · 2,176 sqft

Located in the beautiful Barrington Woods subdivision, you will find this impeccably maintained home completely updated and move-in ready! This 3 bedroom 2 bath with a split floor plan provides plenty of room to entertain, work from home, or redefine living spaces. Upon arrival, you will note its’ placement on a pinnacle, high and dry, with freshly completed landscaping adding to the curb appeal. The welcoming entrance draws you in to the openness of the great room, with natural light dancing through the rooms. You will note the freshly painted interior, with ceilings freshly updated - no surface was left untouched! The dining room is open and currently utilized as an office. The kitchen was beautifully redesigned in 2024 with sparkling quartz countertops, stainless appliances, and flooring. The split floorpan offers flow for multiple inhabitants, with well appointed individual spaces. The primary suite is a retreat, with beautifully decorated spaces, and modern barn doors inviting you to a large ensuite bath for a soak at the end of a long day. Peek inside the closet, and you will find envy-worthy storage that was designed 2024. The outdoors offers a large screened lanai overlooking the lush grass lawn. Location can't be beat with beach only 1.5 miles away, grocery located just outside the community, shops and eateries plentiful, you can have convenience at your fingertips. The community offers amenities galore, most of which are available during the clubhouse renovation. Schedule your tour today!!

Estimated
Seller's interest rate
4%
7%
Estimated
Monthly payment

$2,656
$3,338
You may also save up to $236,189 in total interest paid.

Why Roam


Gap financing to lower your down payment

Unlock down payments as low as 5% – only with Roam

5x the likelihood your offer is accepted

If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close

Close faster and stress-free

We close 2x faster because of our deep experience and lender relationships

Rates and payments are estimates based on public records.


Open house
Jun 21 • 11AM - 3PM
Seller’s estimated current equity is SIGNIN
To assume this mortgage you must cover the seller’s equity by using your cash or by combining your cash with gap financing.
Estimated $3,338 monthly payment

Financed
SIGNIN
Location
Loan details
Loan type
VA
Rate
4%
Remaining term
28 yrs and 10 mos
Remaining balance

Source: Public records

Monthly payment

All values shown are estimated costs / mo.

Total
$2,656
Principal & interest
$1,790
Mortgage insurance
-
Property taxes
$436
Home insurance
$371
HOA fees
$58
Utilities
Not included

Source: Public records

Home details
Size
2,176 sqft
Lot size
0.4 acres
Year built
1990
Type
Single Family Residence
HOA dues
$58.00

Source: STELLAR #L4953460

Frequently asked questions

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

View all FAQs
Last updated: Jun 20, 2025 07:13 am
Listing agent: Cyleste Goodson (863) 701-3487
Listing provided courtesy of: FLORIDA REAL ESTATE COMPANY (863) 701-3487
Details provided by STELLAR and may not match the public record.
MLS ID: #L4953460
Listings courtesy of Stellar MLS as distributed by MLS GRID. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Listing information is provided for consumers? personal, non-commercial use, solely to identify prospective properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Information deemed reliable but not guaranteed. Copyright © 2025 MLS GRID. All Rights Reserved.
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Est. seller's rate
4%
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