Move-In Ready 3-Bedroom Townhome in Prime Tampa Location! Don’t miss this opportunity to own a beautiful 3-bedroom, 2.5-bath townhome offering approximately 1,600 sq ft of bright, functional living space in a highly convenient Tampa location. This well-maintained home stands out with its open-concept layout, abundant natural light, and low-maintenance lifestyle, making it perfect for both everyday living and entertaining. Step inside to a welcoming main living area that flows seamlessly from the kitchen to the dining and family room, creating an inviting space for gatherings or relaxing evenings at home. The layout extends to a private patio area—ideal for morning coffee, grilling, or unwinding after a long day. Upstairs you’ll find spacious bedrooms, including a comfortable primary suite with private bath and generous closet space, along with additional bedrooms perfect for guests, a home office, or growing families. Additional Highlights Include: • 3 Bedrooms | 2.5 Bathrooms • One-car garage with extra storage potential • In-unit laundry for everyday convenience • Excellent natural light throughout • Functional kitchen with ample cabinetry and counter space • Low-maintenance townhome living ideal for homeowners or investors Located just minutes from major highways, shopping centers, dining, and Tampa International Airport, this home offers both comfort and unbeatable convenience. Whether you’re a first-time buyer, downsizing, or looking for a strong rental opportunity, this property delivers exceptional value in a growing Tampa market. Enjoy the benefits of an HOA with the following included in the monthly fee: -Water -Sewer -Trash removal -Cable Tv -Internet service -Exterior building maintenance -Grounds/landscape maintenance -Pool maintenance and community pool access -Common area upkeep (lawns, irrigation, sidewalks, fencing) -Exterior insurance (for common structures) -Escrow reserve contributions (for long-term repairs like roof or pavement) -Property/HOA management services -Pest control in common areas -Gated entry and community security -Community pool -Gated community environment Schedule your private showing today and see why this townhome is one of the best opportunities in the neighborhood!
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
