Welcome to 8573 Dover Circle – a beautifully maintained Arvada gem tucked on a quiet cul-de-sac in one of the area’s most desirable pockets. This thoughtfully updated 3-bed, 2-bath home has been lovingly cared for by the current seller and offers the perfect blend of comfort, functionality, and location. Step inside to a warm and inviting layout featuring tasteful upgrades throughout and a cozy wood-burning fireplace—perfect for Colorado’s cool evenings. The home offers an attached 2-car garage, providing convenience and additional storage. Outside, the property shines with its ideal setting. Located just moments from Pomona High School, you’re also surrounded by miles of nearby walking and biking trails, parks, and open spaces that make this neighborhood so attractive. Whether you’re enjoying peaceful mornings in the cul-de-sac or taking advantage of the community’s outdoor lifestyle, this location truly elevates everyday living.With its combination of upgrades, charm, and proximity to Arvada’s best amenities, 8573 Dover Circle is ready to welcome you home. Purchase price is being determined through the platform usahomebid.com. All bids must be placed on this platform and at this link here: https://usahomebid.com/property?id=589. We will not review any offers until after the bidding ends on Monday, December 8th at 6pm. Please submit your offer by 12pm Tuesday, December 9th. Please put an acceptance deadline of Tuesday, December 9th at 8pm. Seller will be reviewing all offers on Tuesday December 9th at 4pm. Call the listing agent with any questions!
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
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