Experience luxury Florida retirement living in this stunning lakefront villa located in the premier 55+ active adult community of Venetian Isles in Boynton Beach! This updated townhome offers vaulted ceilings, brand-new luxury flooring, private driveway, one-car garage, and in-unit laundry. Relax on your screened lanai with tranquil water views. Enjoy resort-style amenities including a grand clubhouse, fitness center, heated pool, pickleball, tennis, and café. Conveniently located near Delray Beach, shopping, restaurants, golf courses, and the Florida Turnpike. This home offers everything for active adult living in South Florida's most desirable 55+ community! Welcome to Venetian Isles, a premier gated 55+ community in West Boynton Beach, Florida, where resort-style living meets comfort and convenience. This beautifully updated lakefront villa combines modern elegance with the warmth of Florida charm, perfect for those seeking an active adult lifestyle surrounded by luxury and natural beauty. <á Property Highlights This spacious two-bedroom, two-bath villa features vaulted ceilings, new luxury vinyl plank flooring, fresh baseboards, and a bright open layout. The living area flows seamlessly to the screened lanai overlooking a peaceful lake perfect for morning coffee or evening relaxation. The updated kitchen offers abundant cabinetry and workspace for the home chef. The primary suite features a walk-in closet and a private bath with dual sinks and a large shower. The guest room provides comfort for visitors or flexibility as an office or den. With a private driveway, one-car garage, and in-unit laundry, this home offers everything you need for easy living. <4 Venetian Isles Community - Resort-Style Living Venetian Isles is one of Palm Beach County's most sought-after 55+ active adult communities, known for its modern amenities and vibrant social scene. The newly renovated clubhouse is the heart of the neighborhood offering a resort-style pool and spa, state-of-the-art fitness center, on-site café, tennis courts, pickleball, bocce ball, arts and crafts studios, library, card rooms, and ballroom for shows and social events. Residents enjoy an abundance of clubs, activities, and entertainment options that promote an active and social lifestyle from dance classes and fitness programs to art workshops and live performances. =¬ Lifestyle & Community Atmosphere Venetian Isles caters to those looking for an active, maintenance-free lifestyle in a friendly and secure environment. It's perfect for snowbirds and year-round residents alike. The beautifully landscaped walking paths, shimmering lakes, and lush tropical foliage create a serene backdrop for morning walks or evening strolls. Community activities are abundant from yoga and water aerobics to social clubs, group travel, and special holiday events. Living here means being part of a welcoming community that values connection, wellness, and enjoyment of the Florida retirement lifestyle. =Í Prime Boynton Beach Location Located in the heart of West Boynton Beach, Venetian Isles offers quick access to everything South Florida has to offer. Just minutes from the Florida Turnpike, it's easy to reach Delray Beach, Boca Raton, Palm Beach Gardens, and West Palm Beach. Nearby shopping centers include Canyon Town Center, Boynton Beach Mall, and Delray Marketplace, offering top-rated restaurants, grocery stores, boutiques, and entertainment. You're also close to Publix, Whole Foods, and Trader Joe's, plus medical offices and hospitals for added convenience. <} Dining, Shopping & Entertainment The Boynton Beach area is known for its diverse dining scene, from fine dining to casual waterfront spots. Enjoy seafood and live music at Two Georges, gourmet experiences at Prime Catch, or a night out on Atlantic Avenue in Delray Beach, famous for its restaurants, galleries, and nightlife. Shopping enthusiasts can explore The Mall at Wellington Green, Downtown Delray, and nearby Mizner Park in Boca Raton. The area also offers farmers markets, boutiques, and cultural festivals throughout the year. < Outdoor Recreation For nature lovers and outdoor enthusiasts, Boynton Beach offers endless possibilities. Spend your mornings walking at Green Cay Nature Center or Wakodahatchee Wetlands, two of the area's most beautiful wildlife preserves. Enjoy golf at nearby Westchester Country Club, Aberdeen Golf & Country Club, or Indian Spring Country Club all just minutes away. And of course, the beautiful beaches of Delray and Boynton are just a short drive east, perfect for swimming, sunbathing, or picnicking by the ocean. =— Accessibility Venetian Isles' location provides effortless access to major roads and airports. It's only about 20 minutes from Palm Beach International Airport (PBI) and under an hour to Fort Lauderdale-Hollywood International Airport (FLL) perfect for seasonal travelers or visiting family. The Florida Turnpike and I-95 make commuting easy, while nearby public transportation options ensure convenience for all residents. d Why Choose Venetian Isles If you're searching for 55+ homes for sale in Boynton Beach, active adult communities near Delray Beach, or Florida retirement homes with resort amenities, Venetian Isles is the ideal choice. This gated, secure neighborhood offers not only stunning homes but also an unmatched social atmosphere and a prime location. From its lakefront properties and modern clubhouse to its proximity to beaches and entertainment, Venetian Isles provides the perfect balance of relaxation and activity.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
