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$499,000
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8404 Nicholls Pt, West Palm Beach, FL 33411

3 beds · 2 baths · 1,802 sqft

Welcome to your dream home in the heart of Andre's Isles, one of Palm Beach County's most sought-after communities!This stunning single-level townhome is a rare gem, boasting its very own private pool, a feature few homes in the neighborhood offer. Tucked near a peaceful cul-de-sac with a fenced-in backyard, this home offers the perfect blend of privacy and comfort.Minutes away from top-rated Palm Beach County schools, your favorite grocery stores, & hotspots like Starbucks.The community is rich with amenities, including a clubhouse ideal for small gatherings, a resort-style pool, pickleball and tennis courts, basketball courts, a children's playground, scenic lake views, & a walking trail perfect for daily strolls.Commuters will love the convenient i95 and Turnpike access

Estimated
Seller's interest rate
2.93%
7%
Estimated
Monthly payment

$2,621
$3,321
You may also save up to $220,421 in total interest paid.

Why Roam


Gap financing to lower your down payment

Unlock down payments as low as 5% – only with Roam

5x the likelihood your offer is accepted

If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close

Close faster and stress-free

We close 2x faster because of our deep experience and lender relationships

Rates and payments are estimates based on public records.

Seller’s estimated current equity is SIGNIN
To assume this mortgage you must cover the seller’s equity by using your cash or by combining your cash with gap financing.
Estimated $3,321 monthly payment

Financed
SIGNIN
Location
Loan details
Loan type
FHA
Rate
2.93%
Remaining term
26 yrs and 3 mos
Remaining balance

Source: Public records

Monthly payment

All values shown are estimated costs / mo.

Total
$2,621
Principal & interest
$1,332
Mortgage insurance
$225
Property taxes
$237
Home insurance
$453
HOA fees
$372
Utilities
Not included

Source: Public records

Home details
Size
1,802 sqft
Year built
2001
Type
Townhouse
HOA dues
$372.00

Source: BEACHES #R11091215

Frequently asked questions

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

View all FAQs
Last updated: May 17, 2025 09:04 am
Listing agent: Judith St Louis (561) 809-7030
Listing provided courtesy of: Worthy Realty LLC (561) 305-1847
Details provided by BEACHES and may not match the public record.
MLS ID: #R11091215
All listings featuring the BMLS logo are provided by Beaches MLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright 2025 Beaches Multiple Listing Service, Inc. Information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The listing broker's offer of compensation is made to participants of BeachesMLS, where the listing is filed, as well as participants of MLSs participating in MLSAdvantage or a data share with BeachesMLS.
Fair Housing Act logo Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.
Est. seller's rate
2.93%
How it works

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