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8322 Cushing Ct, Springfield, VA 22153
4 beds · 4 baths · 1,824 sqft
Welcome Home! A Rare Find Backing to Parkland & Trails Don’t miss the opportunity to own this exceptional colonial-style home nestled in one of the area’s most sought-after communities. With a secluded backyard that backs directly to protected County parkland and the Pohick Creek bike and running trails, this home offers the perfect blend of tranquility, recreation, and convenience. Inside, you’ll find a spacious and inviting layout designed for comfortable family living and entertaining. The main level features both formal and casual dining areas, a cozy living room, and two fireplaces that add warmth and charm throughout. A built-in 3'x6' chalkboard in the breakfast area makes an ideal space for homeschooling, family notes, or creative expression. The kitchen is a chef’s dream, complete with a side-by-side stainless steel refrigerator, a five-burner gas cooktop, and dual ovens — one full-size electric and one smaller oven for added flexibility. Downstairs, the fully finished basement is perfect for a game room or additional family living space. It includes the 2nd fireplace, a full bathroom, a large laundry room, and a bonus room ideal for guests, an office, or a home gym. Upstairs, you’ll find four generously sized bedrooms and two full bathrooms. The primary suite is a true retreat with a spa-inspired shower and a spacious walk-in closet. The outdoor space is just as impressive, with a three-tiered deck perfect for entertaining or relaxing, a storage shed, and room to create your dream garden. The oversized two-car garage includes access to a large attic for extra storage. Enjoy the benefits of a neighborhood pool membership, as well as nearby amenities like tennis courts, a baseball diamond, and sidewalks throughout. All this is just a short 0.25-mile walk to the local elementary school and Saratoga Shopping Center — home to Giant grocery store, Starbucks, Chipotle, and a variety of local restaurants and shops.
Source: BRIGHT #VAFX2246396
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: BRIGHT #VAFX2246396
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.
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