Boot Scootin' to Sold starts here at 3810 Clays Point in San Antonio, TX. Listed at $259,900, this 4-bedroom, 2-bath home with 1,916 square feet is proof that you can get space, location, and value without stretching your budget-especially for first-time buyers. From the moment you step inside, the high-ceiling living room gives you that wide-open Texas feel-bright, airy, and ready for game nights, gatherings, or just kicking back after a long day. The converted garage delivers a true 4th bedroom, perfect for a home office, guest room, gym, or growing family. More flexibility. More value. No wasted space. Located just off New Guilbeau Road and Loop 1604, this Northwest San Antonio home puts you close to everything that matters. You're minutes from H-E-B, Walmart, Target, Alamo Ranch, and The Shops at La Cantera, with endless dining options from Tex-Mex and BBQ to coffee shops and date-night favorites. Entertainment is right around the corner with Six Flags Fiesta Texas, Santikos, Main Event, and nearby parks. With nearby schools, convenient commuting routes, and an unbeatable price point, this home checks the boxes buyers are chasing in today's market. Home Highlights: * 4 Bedrooms | 2 Bathrooms * 1,916 Sq Ft * High ceilings in the main living area * Garage conversion = versatile 4th bedroom * Prime Loop 1604 location * Close to shopping, dining & entertainment * Priced to move at $259,900 Homes like this don't sit around long. If you're ready to stop renting and start building equity, 3810 Clays Point is calling your name. Schedule your showing today-let's get you Boot Scootin' to Sold. Boot Scootin' to Sold comienza aqui en 3810 Clays Point, San Antonio, TX. Con un precio de $259,900, esta casa de 4 recamaras, 2 banos y 1,916 pies cuadrados demuestra que si se puede tener espacio, buena ubicacion y valor sin salirte del presupuesto-perfecta para compradores por primera vez. Al entrar, te recibe una sala con techos altos que le da esa sensacion amplia y luminosa, ideal para reuniones, noches de pelicula o simplemente relajarte. La cochera convertida ofrece una verdadera cuarta recamara, perfecta como oficina en casa, cuarto de visitas, gimnasio o para una familia en crecimiento. Mas flexibilidad. Mas valor. Mejor aprovechamiento del espacio. Ubicada cerca de New Guilbeau Rd y Loop 1604, esta casa en el noroeste de San Antonio te mantiene cerca de todo. A minutos de H-E-B, Walmart, Target, Alamo Ranch y The Shops at La Cantera, ademas de excelentes opciones de comida, desde antojitos y BBQ hasta cafeterias y restaurantes locales. Para el entretenimiento, disfruta de Six Flags Fiesta Texas, Santikos, Main Event y parques cercanos. Con escuelas cercanas, accesos rapidos a las principales vias y un precio dificil de encontrar, esta propiedad marca todas las casillas que los compradores buscan hoy. Caracteristicas Destacadas: * 4 recamaras | 2 banos * 1,916 pies cuadrados * Techos altos en la sala principal * Cochera convertida = cuarta recamara versatil * Excelente ubicacion cerca de Loop 1604 * Cerca de tiendas, restaurantes y entretenimiento * Precio atractivo: $259,900 Casas asi no duran mucho en este rango de precio. Si ya estas listo para dejar de rentar y empezar a crear patrimonio, 3810 Clays Point te esta esperando. Agenda tu cita hoy y pongamonos Boot Scootin' to Sold.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
