OPEN HOUSE Sat Dec 13 from 12-2. Welcome to this beautifully designed home in the desirable Sendera Ranch community of Haslet. Built in 2019, this spacious 4-bed, 3.5-bath residence offers an inviting open layout ideal for both everyday living and entertaining. The heart of the home is the modern kitchen featuring an oversized island, gas cooking, abundant cabinetry, & a spacious pantry—perfect for gatherings of any size. High ceilings, engineered hardwood flooring, & natural light create a warm, welcoming atmosphere throughout. The split-bdrm design provides a private primary suite, while office & additional bedrooms offer flexibility for guests, work, or play. This thoughtful floor plan also includes a dedicated game room & media room, offering ideal spaces for entertainment, relaxation, or family fun. Step outside to an extended back concrete patio, perfect for outdoor dining, grilling, or unwinding in your own backyard retreat. Sendera Ranch delivers a true lifestyle experience with resort-style amenities, including multiple community pools, parks, playgrounds, miles of walking trails, sports courts, and scenic ponds. Families appreciate the highly regarded Northwest ISD and the strong sense of community that makes this neighborhood feel like home from day one. Convenience is unmatched in this growing Haslet corridor. Alliance Town Center and Presidio Town Center —offering shopping, dining, entertainment, and weekend events—is only minutes away. Medical City Alliance & Texas Health provides nearby hospital & emergency care, giving peace of mind when it matters most. For fitness & wellness enthusiasts, Life Time Fitness & several local gyms are easily accessible within a short drive. With quick routes to major highways such as 287 and I35, commuting to Fort Worth, the Alliance business district, or DFW Airport is remarkably convenient. Offering space, comfort, amenities, and location, this exceptional Sendera Ranch home captures the best of North Texas living.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
