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823 Church St, Alexandria, VA 22314
2 beds · 2 baths · 1,131 sqft
Luxury Living in the Heart of Old Town Alexandria! Welcome to 823 Church Street, where timeless elegance meets unparalleled charm in this rare, all-brick corner-lot townhome nestled in the coveted Southwest quadrant of Old Town Alexandria. Perfectly positioned on an expansive 3,075 sq ft lot—a rarity in this historic neighborhood—this residence offers gracious indoor-outdoor living and lush green space on three sides, all enclosed by a classic picket fence. From the moment you arrive, the home's stately curb appeal, sun-drenched interiors, and beautifully landscaped grounds create a serene, private retreat that feels worlds away—yet is mere steps from the vibrant heartbeat of Old Town. Step inside to discover a beautifully flowing open-concept main level adorned with rich hardwood floors, elegant crown molding, and gorgeous light fixtures. The spacious living and dining areas connect seamlessly with a renovated chef’s kitchen featuring granite countertops, stainless steel appliances, a breakfast bar, and tranquil views of the verdant backyard. Doors open to an expansive, fully fenced side and rear garden sanctuary, exquisitely landscaped with mature plantings, hardscaping, and a hard-piped gas grill—ideal for alfresco dining, weekend entertaining, or quiet morning coffee. A spacious rear patio and a private storage shed complete this rare outdoor offering. Upstairs, the sunlit primary suite offers a peaceful escape with garden views, a generous walk-in closet, and a luxuriously renovated bath featuring designer tile, a deep soaking tub, and a glass-enclosed shower. A second bright bedroom offers additional comfort and versatility. The fully finished lower level offers the perfect space for recreation or relaxation, with a large family room, a full bath, a laundry and utility room, and direct walk-out access to the patio—ideal for guests or a cozy media retreat. Additional highlights include: No HOA fees, Plentiful street parking, and 1200+ finished square feet across three thoughtfully designed levels. Prime location just blocks to dining, shopping, scenic parks, walking trails, and easy commuter access via the King Street Metro, GW Parkway, and I-495. This is more than a home—it's an invitation to experience the finest in Old Town living, where historic charm and modern luxury meet in perfect harmony. Offered exclusively at 823 Church Street – where every detail speaks of quality, comfort, and style. Assumable VA Loan at 3.25%!!!
Source: BRIGHT #VAAX2045776
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: BRIGHT #VAAX2045776
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.
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