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8149 Ambersweet Pl, Land O Lakes, FL 34637
3 beds · 2 baths · 1,698 sqft
Welcome to this warm and inviting home located in The Groves Golf & Country Club located in the heart of Land O Lakes. The Groves is a 55+ Gated retirement community. This home has almost 1700 sq ft, 3 bedrooms, 2 baths, 2 car garage and a Golf Cart garage, situated on Cul de Sac with no through traffic. Warm laminate flooring through-out the home and Ceramic tile in Kitchen and Bathrooms. Kitchen has Stainless Steel appliances, Corian Countertops and solid wood Cabinets. Trey ceiling in the Dining Room with a beautiful chandelier, sliding glass doors in the living room leading to a large Lanai. Master bedroom has laminate flooring, bay window and ensuite bath with ceramic tile, double vanity, walk-in shower, and oversized walk-in closet. Guest bedrooms are roomy, light and bright with double closets. One bedroom is being used as a home office. Inside laundry room with washer and dryer. HOA fee includes new roof every 15-17 years, exterior paint every 7-10 years, Spectrum Internet and TV and lawn mowing. The Groves is a small and friendly community with 755 homes, with many amenities. 18-hole golf course (rated #1 short course in Tampa Bay), well stocked pro shop, aqua range, clubhouse with a fitness room, library and craft room. Dog park for your furry friends. Many activities in the clubhouse include Karaoke, Trivia, Bingo, Cards, Games. On site Restaurant/Bar. Many clubs to join: Vibrant social club and travel club, community pool, tennis/pickle ball courts, bocce, shuffleboard. Short golf cart ride through the gate and you are at Publix Plaza with restaurants, nail/hair salons, ice cream parlor, dentist, bank. Short 30 min drive to TPA and the Gulf Beaches and an hour away from Orlando!
Source: STELLAR #W7876044
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #W7876044
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.
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