Welcome to 808 Peach Blossom Court, a lovely home located in the highly sought-after Sun City Peachtree 55+ Active Adult Del Webb Golf Course Community. Nestled in a quiet cul-de-sac lot with a private, landscaped backyard, this beautifully maintained Copper Ridge Plan home offers comfort, style, and resort-style living at its best. Step inside to an open-concept floorplan featuring 2 spacious bedrooms, 2 full baths, and a versatile flex room perfect for an office, den, or home theatre. The owner's suite boasts a walk-in closet, dual vanities, soaking tub, and separate shower. The family room with fireplace, dining area, and sunroom create a bright and inviting atmosphere filled with natural light. The chef's kitchen impresses with custom cabinetry, all included stainless steel appliances, and a convenient breakfast bar that opens to the family room ideal for entertaining family and friends. Additional highlights in the home include fresh interior paint throughout, hardwood floors and tile in all wet areas, new washer and dryer included, walk-up attic accessible from the garage for ample storage, HOA maintained and lawn care for easy living. Relax and unwind on the patio overlooking the peaceful backyard, perfect for morning coffee or evening gatherings. Enjoy the resort-style amenities that make Sun City Peachtree a true "live and play" community - golf, pool, tennis, pickleball, softball, bocce ball, fitness center, pool hall, movie theatre, restaurant, and more! Conveniently located near shopping, dining, and major highways, this home offers the perfect blend of tranquility and accessibility. Don't miss your chance to own this move-in ready home. Schedule your private showing today!
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
