Welcome to this beautifully maintained move-in ready 4-bedroom home in the heart of Euless, perfectly positioned on a spacious corner lot in a well-established neighborhood. Offering over 2,300 square feet, this home combines functional living space, comfort, and convenience. Step inside to find a versatile layout featuring multiple living areas and flexible space ideal for a home office, game room, or second living area. The generous floor plan provides room to live, work, and entertain with ease. Brand new carpet adds a fresh, updated feel throughout, along with new ceiling fans in every room for added comfort. The kitchen and bathrooms have been refreshed with new faucets at every sink, two new toilets, and a newer LG electric range oven, offering both style and functionality for everyday living. The exterior has fresh painted, enhancing curb appeal and giving the home a clean, refreshed look. The oversized corner lot features two driveways, providing ample parking and added convenience for guests, multiple vehicles, or recreational use. The backyard offers plenty of space for relaxing, pets, or hosting gatherings, perfect for those looking for usable yard space and outdoor living potential. Located in highly sought-after HEB ISD, this home also delivers unbeatable convenience with quick access to DFW Airport, major highways 183, 121, and 360, shopping, dining, and both Dallas and Fort Worth, making it ideal for commuters. If you’ve been searching for a well-priced, move-in ready home with space, flexibility, and a prime location, this is the one you’ve been waiting for. Don’t miss your opportunity to own a home that checks all the boxes, schedule your showing today!
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
