Experience the ultimate in urban-suburban living with this immaculate and meticulously maintained three bedroom two and a half bathroom end-unit townhouse offering the rare combination of sophisticated design and unbeatable location just minutes from Tysons, truly a gateway to Northern Virginia’s best lifestyle. Boasting a striking brick front with luxury bay-window facade, brick end, and an airy open floor plan, this home greets you entering through the front door into the sunlit foyer. The foyer, main level, and stairs all offer gleaming classic hardwoods that beautifully reflect the natural light coupled with 9-foot+ ceilings to make this home feel like a spacious retreat. The main floor open living room and dining room combination provide ample space for entertainment and socializing. The heart of the home is a beautiful and classic chefs kitchen towards the back of the home, featuring granite counters, 42-inch oak cabinets, oversized island with room for four counter-height stools, side pantry, and newer stainless steel appliances, seamlessly connecting to an inviting family room and a freshly re-stained private deck, perfect for sipping your morning coffee or after dinner drink. Upstairs you will find all three bedrooms and convenient bedroom level laundry room. The two secondary bedrooms are located up front and share a hall bathroom with double vanity. The primary suite offers tons of natural light and rests at the back end of the home. Two large walk in closets and en suite bathroom with warm ceramic tile, granite counters in the double vanity, and separate shower and tub make the primary suite feel like a cozy sanctuary. Make your way down to the lower level to a spacious rec room, ideal for entertaining, creating a home gym or office, or quiet relaxation zen space, with a separate and large painted and lighted storage area, perfect for seasonal decor. Off the rec room is the rear-load 2 car finished garage, with additional storage. Newer paint and completely move in ready. Neighborhood amenities include a community pool, fitness center with locker rooms, and the county-maintained Quantum Athletic Field with additional parking for guests. The Reserve at Tysons Corner is just minutes away from the Freedom Hill Elementary / Kilmer Middle / George Marshall High School pyramid, nearby shopping such as Tysons I and the Galleria, metro (2 new stations on the Silver Line and Dunn Loring), top local restaurants in Tysons Corner or the town of Vienna. Walking paths and biking lanes lead to the W&OD trails. Commuter's convenience in a metro bus stop in front of the community and minutes to Rt7, 123, I-495, Express lanes, I-66, the Dulles Airport Access Rd, etc. This isn't just a home—it's an upgrade to your lifestyle.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
