8 New Brunswick Ct, Stafford, VA 22554
4 beds · 4 baths · 2,392 sqft
Welcome to your dream home on a cul-de-sac in the highly sought-after Hampton Oaks community! This expansive 3,858 sq. ft. residence is packed with upgrades and offers 4 spacious bedrooms, 3 full bathrooms, and a convenient half bath—perfect for comfortable living and entertaining. Step into a beautifully updated gourmet kitchen featuring 42” cabinets, gleaming granite countertops, stainless steel appliances, a large island, and elegant 18x18 tile flooring. The formal living and dining rooms boast hardwood floors, a bay window, and crown molding, while the private office provides a quiet space to work from home. The family room is a true showstopper with hardwood floors, a vaulted ceiling with fan, and a cozy wood-burning fireplace. Sliding glass doors lead to a large, low-maintenance vinyl deck overlooking a private, fenced backyard oasis—complete with lush landscaping, a tranquil waterfall and pond, and a stamped concrete patio for relaxing or entertaining. Upstairs, the primary suite impresses with cathedral ceilings, a large walk-in closet, and a spa-like bath with soaking tub, tile flooring, and separate shower. All bedrooms feature ceiling fans and generous closet space. 9-foot ceilings on the main level add to the bright, open feel. Don’t miss the fully finished walk-out basement, complete with a surround-sound media room, a large wet bar, and ample space for guests or game nights. Major upgrades include: ✔️ Newer roof,✔️ High-efficiency heating system ✔️ Whole-house water filtration✔️ Furnace humidifier✔️ In-ground sprinkler system A spacious 2-car garage offers built-in shelving, an extra refrigerator, and an automatic opener. Located just a short walk to Hampton Oaks Elementary, the community pool, tennis courts, and volleyball courts, this home offers an unbeatable location near shopping, commuter routes, and I-95. Come see for yourself—this stunning home won’t last long!
Source: BRIGHT #VAST2039172
Source: BRIGHT #VAST2039172
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.