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7913 Fitzroy St, Alexandria, VA 22309
4 beds · 2 baths · 1,848 sqft
OPEN HOUSE SAT JUNE 21st 1PM to 3PM - Move right in to this gorgeous single family home in sought after Mount Vernon Valley, hardwood floors through upper level, Tile floors through lower level, HVAC 2006, HWH 2015, Newly paved driveway April 2025, Front Porch light replaced May 2025, Newly installed lighting fixtures upstairs/downstairs May 2025, New Mailbox May 2025, Upstairs/downstairs blinds replaced 2021/2025, New Faux Black shutters 2024, Downstairs den/2 rooms all painted May 2025, Completely replaced circuit breaker panel w/inspection Jan 2024, 2 new GFCI's installed front/back Jan 2024, Front yard landscaping, bricks, mulch, shrubs Summer 2024, Upstairs bathroom ceiling scraped/replastered and mold protected 2024, Reglazed/refurbished upstairs bathtub 2024, Front door replaced/storm door added 2022, Backyard drain/shed drain installation 2021, Dishwasher replaced 2020, Stove replaced 2021, Upstairs painting 2022, Enjoy easy access to restaurants, shops, and amenities along Richmond Highway. There are several nearby parks, including Huntley Meadows Park, Muddy Hole Farm Park, Woodlawn Park, and Mt. Vernon Woods Park. Convenient commuting with close proximity to Fort Belvoir, public transportation, and easy access to major commuter routes.
Source: BRIGHT #VAFX2243044
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: BRIGHT #VAFX2243044
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.
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