7903 Lake Placid Ln, New Port Richey, FL 34655
4 beds · 2 baths · 2,115 sqft
Under contract-accepting backup offers. PRICED TO SELL! Gorgeous 4-bedroom, 2-bathroom POOL home in the heart of Trinity, located in a non-flood zone with NO CDD fees and a low HOA.NEW ROOF to be installed prior to closing. This well-maintained home offers a spacious OPEN SPLIT FLOOR PLAN, featuring both a living room and family room, a separate dining area, and vaulted ceilings that enhance the bright, airy feel throughout. Enjoy outdoor living with a screened-in pool, a fully FENCED backyard, and a guest bathroom with direct pool access—ideal for entertaining. The kitchen was REMODELED in 2021 with stainless steel appliances, granite countertops, soft-close drawers, and recessed lighting. Appliance updates include a fridge (2021), dishwasher (2022), and stove (2022). The interior was freshly painted in 2021. The master bathroom was fully updated in 2021 and features beautiful granite counters and dual sinks. New water heater installed in 2025.This stunning home offers refined living in one of Trinity's most convenient locations-close to shopping, dining, medical centers, gyms, parks and beaches. Don't miss your chance to make this beautiful residence yours.Schedule your private showing today!
Source: STELLAR #TB8381206
Source: STELLAR #TB8381206
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.