Sign in to see required down payment for the 4.25% rate
7852 Stoney Hill Dr, Wesley Chapel, FL 33545
4 beds · 3 baths · 2,515 sqft
One or more photo(s) has been virtually staged. Affordable home in WESLEY CHAPEL!!! NEW ROOF!! NO CDD!! LOW HOA!! AC replaced on 2019 This beautiful home is located in the sought-after Palm Cove community of Wesley Chapel, truly is a rare find. This home offers the ideal combination of luxury, comfort, and everyday functionality. As you step inside, you will immediately notice the abundance of natural light pouring in through large windows, creating a bright and welcoming ambiance. The expansive living room features soaring ceilings, adding to the home's open and elegant feel. A neutral color palette paired with hardwood and tile flooring throughout the main level provides a timeless aesthetic and low-maintenance living. The heart of the home is the gourmet kitchen, showcasing sleek stainless steel appliances, granite countertops, a spacious pantry, and generous cabinet storage. Designed with both functionality and style in mind, the open layout is ideal for daily cooking and effortless entertaining. The kitchen flows seamlessly into the dining and living areas, creating a connected and inviting space for gathering with family and friends. Step outside to your very own entertainers paradise, complete with a one-of-a-kind water view. The spacious patio and meticulously landscaped backyard provide the perfect backdrop for weekend BBQs, lively gatherings, or quiet mornings with a cup of coffee in a serene fully fenced outdoor setting. At the end of the day, retreat to the luxurious master suite, complete with a spa-like ensuite bathroom and a generously sized walk-in closet. The additional bedrooms are equally spacious, offering comfort and flexibility for family, guests, or a home office. This home truly has it all. It is conveniently located near top-rated schools, popular restaurants, golf courses, the Wesley Chapel Sports Complex, The Shops at Wiregrass, Tampa Premium Outlets, and easy access to I-75, this home offers both comfort and convenience in one of Wesley Chapel's most desirable areas. Don't miss your chance to own this exceptional home in Palm Cove! Schedule your private showing today.
Source: STELLAR #TB8388131
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #TB8388131
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.
No commitment required to start