STUNNING, PRIVATE, REMODELED, GATED MID-CENTURY COMPOUND with ADU, STUDIO & POOL Welcome to a truly one-of-a-kind property offering three separate living spaces thoughtfully designed to blend comfort, flexibility, and effortless indoor-outdoor living. This exceptional compound creates the perfect environment for multi-generational living, rental income, creative workspace, or simply enjoying your own private retreat. Surrounded by smart landscaping and swaying palm trees, the property invites you to relax and unwind in a serene, resort-like setting. Whether hosting weekend BBQs by the sparkling pool or enjoying quiet evenings under the stars, this home delivers a lifestyle of tranquility while remaining conveniently close to everything. The owners have implemented water-saving and eco-conscious upgrades, along with updated major systems and energy-efficient, low-maintenance features throughout. The main residence has been beautifully remodeled with exceptional taste. The expansive open-concept kitchen is an entertainer’s dream, featuring a large center island with seating for six, stainless steel appliances, marble countertops, floating shelves, and abundant cabinetry. A discreetly tucked-away stackable washer and dryer adds everyday convenience. Throughout the home, you’ll find beautiful newer flooring, tastefully updated bathrooms, built-in closet systems, and a newer roof (approx. 1 year old). The elegant primary suite offers generous closet space and a private, updated bath. The detached ADU (approx. 400 sq ft) is a standout feature with beautiful modern style, complete with its own electrical panel, full kitchen, loft storage, stylish bathroom, and in-unit washer and dryer, ideal for guests, rental income, or extended family. The separate studio (approx. 200 sq ft) offers incredible versatility with its own bathroom, kitchenette/bar area. Perfect as a home office, gym, creative space, guest quarters, meditation room, music studio or poolside retreat. The main house (approx. 1,656 sq ft per assessor) features 3 spacious bedrooms, 2 bathrooms, and a bright, flowing floor plan designed for both comfort and inspiration. Additional highlights include new pergola decking, planter boxes, and thoughtfully designed outdoor spaces that enhance both beauty and functionality throughout the property. This is more than a home, t’s a lifestyle compound offering privacy, flexibility, and endless possibilities. Allow me to introduce you to this exceptional property.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
