Welcome to 7698 Hansel Ln — where modern comfort, timeless design, and a true sense of community come together. Built in 2020, this move-in ready 4-bedroom, 2.5-bath home offers over 2,800 sq ft of beautifully finished space, plus a 1,406 sq ft unfinished daylight basement with private exterior entry — ready for your creative vision. Nestled on a quiet cul-de-sac in the sought-after Masons Mill Estates community, this home is the perfect blend of sophistication, space, and everyday functionality. Step inside and be greeted by an expansive open-concept floor plan that immediately feels like home. The impressive two-story family room with soaring high ceilings and abundant natural light creates a grand but welcoming atmosphere. From the upstairs peekaboo overlook, the home flows effortlessly between levels, offering connection and charm in every corner. At the heart of the home is a spacious kitchen, designed with the modern entertainer and family chef in mind. You'll love the gas stove, generous counter space, ample cabinetry, and a massive breakfast island/bar that invites conversation, morning coffee, and casual meals all in one place. Whether you're hosting or relaxing, this kitchen delivers both beauty and function. Retreat to the oversized primary suite, complete with a double vanity, separate water room, and a walk-in closet that can easily handle every season’s wardrobe. All bedrooms are spacious and thoughtfully laid out, offering flexibility for family, guests, or a work-from-home setup. Step outside and enjoy the peaceful back patio, ideal for evening unwinding, and a large front porch perfect for waving to neighbors or sipping tea. The home's hardwood and vinyl flooring throughout offers both durability and designer appeal. ?? Location matters, and this one delivers. You're minutes from I-20 and I-285, giving you direct access to Atlanta, the airport, and beyond — while still enjoying the peace of Lithonia. Just around the corner, you’ll find Stonecrest Mall, grocery stores, popular eateries, parks. ??? As part of the well maintained Masons Mill Estates community, you’ll also enjoy the community clubhouse and swimming pool. ?? Property Highlights: Built in 2020 – modern construction & energy efficiency 4 Bedrooms | 2.5 Bathrooms | 2,812 sq ft 1,406 sq ft unfinished basement w/ exterior entry Open-concept layout with high ceilings and natural light Two-story family room with upstairs overlook Large kitchen with gas stove & oversized island/breakfast bar Hardwood & vinyl flooring throughout Double vanity + separate water room in primary suite Spacious closets + bedrooms throughout Quiet cul-de-sac lot with private backyard patio Large front porch perfect for relaxing 2-car garage Community clubhouse & pool access Close to I-20, I-285, Stonecrest Mall, shops, dining Move-in ready — just bring your vision and your furniture! ?? This is more than just a house — it’s a lifestyle upgrade. Whether you’re growing your family, relocating, or just ready to own something newer and nicer without waiting on new construction, 7698 Hansel Ln checks every box. Don’t miss your opportunity to claim a modern home in one of Lithonia’s most desirable communities. ?? Schedule your private tour today — homes like this don’t stay on the market long!
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
