Welcome home to this beautifully maintained four-bedroom, three-and-a-half-bath, two-car garage residence in the highly desirable, low HOA community of Silverleaf. Built in 2018 as a builder's model by Home Dynamics, this home showcases premium upgrades and thoughtful design throughout. From the moment you arrive, you'll notice the refined curb appeal, including a brick paver driveway, rustic brick accents, and a welcoming covered entry. Step inside and experience the attention to detail that sets this home apart. The main living area features wood-look tile flooring throughout, complemented by recessed lighting, upgraded fixtures, custom trim, and a built-in speaker system. Accented walls and textured ceilings add character, while the open-concept layout is filled with natural light. A formal dining and living space greet you just off the entry. The kitchen is a true centerpiece, offering 42-inch solid wood shaker cabinetry with crown molding, a subway tile backsplash, white quartz countertops, and an oversized island with bar-top seating. Additional features include a dual sink with disposal, updated hardware, and Samsung appliances. Just off the kitchen, you'll find an additional dining area and a spacious family room, both enhanced with updated fixtures and design elements, including a decorative feature wall in the family room. The first floor also includes a stylish half bath with upgraded finishes and a dedicated laundry room complete with a utility sink, full shaker cabinetry, and newer Samsung washer and dryer. Upstairs, the primary suite offers a spacious retreat with recessed lighting, upgraded fixtures, and a decorative tray ceiling. The suite features dual walk-in closets with custom built-ins and a luxurious en-suite bath, complete with wood-look tile flooring, a dual-sink quartz vanity, a fully tiled walk-in shower with frameless glass enclosure, and a separate Roman soaking tub. All three secondary bedrooms are generously sized, each with recessed lighting, upgraded fixtures, and built-in closet shelving. One bedroom includes a private en-suite bath. The additional bathrooms feature wood-look tile flooring, quartz-topped solid wood vanities, and fully tiled shower/tub combinations. Step outside to your private covered patio with brick pavers and full accordion shutters for added convenience and protection. Beyond the patio is an expansive green space, perfect for pets, play, or simply enjoying the outdoors Experience the perfect blend of modern luxury and suburban tranquility of Silverleaf at Lake Worth. Built in 2018, this boutique neighborhood offers a quiet, neighborly atmosphere with contemporary curb appeal, ensuring a peaceful retreat from the hustle and bustle. The HOA fee includes amenity upkeep, common area maintenance, cable and internet. The location is truly unbeatable for convenience, situated on the Lantana Road corridor with rapid access to the Florida Turnpike and just minutes from the vibrant dining and shopping hubs of both Wellington and Lake Worth Beach. Families will particularly appreciate being zoned for top-tier schools, including the state-of-the-art Dr. Joaquin Garcia High School, while outdoor enthusiasts can take advantage of being a stone's throw from the sprawling Okeeheelee Park and world-class golf courses. Whether you are commuting to West Palm Beach or heading to the coast for a beach day, this home serves as the ultimate modern home base in the heart of Palm Beach County.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
