Experience the very best of Indian Wells living in this beautifully positioned residence within the sought-after gated community of Dorado Villas. Offering an exceptional combination of space, privacy, resort-style amenities, and one of the most desirable locations in the desert, this home presents a remarkable opportunity to enjoy the lifestyle buyers dream about.Surrounded by lush greenbelts and framed by spectacular mountain views, this spacious 3-bedroom, 3-bath residence spans almost 2,500 sq ft of light-filled living space designed for both relaxation and entertaining. The home's prime location creates a peaceful, park-like setting just beyond your patio, offering a rare sense of openness and tranquility.Inside, soaring ceilings, expansive rooms, and walls of glass create a bright and inviting atmosphere. The generous living and dining areas flow seamlessly together, featuring a fireplace and a stylish sunken bar with wine cooler, perfect for hosting family and friends. Sliding doors open to a covered patio where indoor and outdoor living blend effortlessly.The well-appointed kitchen offers granite countertops, stainless steel appliances, abundant cabinetry, and excellent workspace for everyday living or entertaining. At the heart of the home, a sunlit atrium fills the interior with natural light and adds distinctive architectural character.Each bedroom serves as a private retreat with its own en-suite bath. One guest suite features a convenient Murphy bed, while another offers a separate entrance and private patio, providing flexibility for guests, extended family, or a home office. The spacious primary suite is a relaxing sanctuary complete with a walk-in closet and spa-inspired bath.Dorado Villas residents enjoy access to nine pools and spas, tennis courts, pickleball courts, and beautifully maintained grounds, all set against a breathtaking mountain backdrop.As an Indian Wells resident, you'll enjoy exclusive benefits including discounted golf at the Indian Wells Golf Resort, preferred access to the Indian Wells Tennis Garden, resident privileges during the BNP Paribas Open, and special rates at luxury resorts, spas, and restaurants throughout the city.Whether you're seeking a full-time residence, seasonal retreat, or investment in one of the desert's most prestigious communities, this exceptional home delivers comfort, lifestyle, and value in equal measure. Welcome to Indian Wells living at its finest.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
