Welcome to 7510 Rio Pinar Lakes Blvd, a beautifully updated 3-bedroom, 1.5-bath home that blends modern style with everyday comfort. The moment you arrive, the inviting front yard sets the tone—filled with charm, green space, and plenty of potential for anyone who enjoys gardening, landscaping, or simply creating a warm, welcoming outdoor entry. Inside, the home has been thoughtfully remodeled with a clean, modern aesthetic that feels bright and refreshing. Every detail was chosen with care, ensuring the space feels comfortable and well-balanced. The layout offers a smooth flow that makes daily living feel effortless while still maintaining a cozy, inviting atmosphere. The backyard is one of the true highlights of this property. Spacious and open, it offers endless possibilities—whether you envision a play area, an outdoor dining setup, a vibrant garden, or simply a peaceful space to unwind. Two large storage sheds provide excellent room for tools, equipment, or creative projects, allowing you to keep the yard organized while still enjoying all the space it has to offer. This home has also received significant updates that enhance comfort and efficiency, including a brand-new 2024 roof, assumable solar panels, new foam insulation, new ductwork, and an A/C unit that is only two years old. These improvements add peace of mind and long-term value. Toward the back of the home, you’ll find a unique addition: the garage was converted into a salon-style room by the previous owner. This versatile area can now serve as a spacious laundry room, studio, home office, or hobby space. Even with the conversion, there is still a separate enclosed area ideal for storing a golf cart or additional items, offering extra convenience without compromising functionality. Nestled in the peaceful Rio Pinar Lakes community, this home places you minutes from the Rio Pinar Golf Club, Downtown Orlando, the Milk and Hourglass Districts, Lake Nona’s Medical City, local parks, restaurants, and major highways such as 417 and 408. It’s a location that offers both tranquility and easy access to Orlando’s most vibrant areas. 7510 Rio Pinar Lakes Blvd is a home filled with thoughtful updates, inviting outdoor spaces, and a welcoming atmosphere—ready to be enjoyed and personalized for your next chapter. Please note: Property is vacant right now, and there is no furniture currently.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
